TRUCK ACCIDENT SOURCE OF RECOVERY: INSURANCE POLICIES

After being involved in a truck wreck, lots of our potential clients want to know who they need to go after to be made whole. The answer is typically going to be the employer of the driver who is driving the truck after the accident. You’re not going to want to be interested in the driver’s personal policy because that likely won’t cover him in a work context, so instead you will be looking for the employer’s liability policy on the truck that was involved in the wreck assuming that the driver was in the course and scope of his business, and even if he wasn’t, the driver still may be covered under the employer’s liability policy. One of the big things that an attorney can help any client with is determining what policies are in effect on the date of loss and what those liability limits are so that they can best strategize a way for you to maximize your recovery.