Is the Insurance Company Offering Me a Fair Injury Settlement?

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Dealing with insurance companies after being injured in an accident is frequently an inevitable part of the road to recovery. In addition to having to worry about medical treatment, missed time from work, and the ability to perform daily activities, people who are injured in an accident also often dread the claim filing and claim settlement process. This is because the claim filing and claim settlement process can often be tedious, confusing, and stressful.

Making matters worse is the fact that insurance companies are in the business of making money and turning profits. Although many insurance providers may promote the ideas of superior customer service and always being on the customer’s side, the truth is that insurance companies need to receive more money in premiums than they pay out in claims. This means that insurance companies must find ways to minimize the settlement amounts offered to claimants.

It is extremely important to learn how to determine whether an insurance company is offering you a fair settlement. Understanding how to spot an unfair or low settlement offer can end up making a dramatic difference in the compensation you receive after an injury.

If you or a loved one has been injured in an accident, or if you would like to learn more claim settlement process, call Zinda Law Group at (800) 863-5312 for a free case evaluation with our Austin injury attorneys.

Awards & Recognition

Is the Insurance Company Offering Me a Fair Injury Settlement?

AWARDED TO JOHN C. (JACK) ZINDA BY THE NATIONAL TRIAL LAWYERS ASSOCIATION (2016-2020)

Is the Insurance Company Offering Me a Fair Injury Settlement?

AWARDED TO JOHN C. (JACK) ZINDA BY THE NATIONAL TRIAL LAWYERS ASSOCIATION (2017-2020)

Is the Insurance Company Offering Me a Fair Injury Settlement?

AWARDED TO JOHN C. (JACK) ZINDA (2016-2020), JOE CAPUTO (2016 – 2020) & BURGESS WILLIAMS (2016-2017) BY THE NATIONAL TRIAL LAWYERS ASSOCIATION

Is the Insurance Company Offering Me a Fair Injury Settlement?

LIFETIME MEMBERS JOHN C. (JACK) ZINDA, JOE CAPUTO, BURGESS WILLIAMS, NEIL SOLOMON, & JASON ALDRIDGE

Is the Insurance Company Offering Me a Fair Injury Settlement?

AWARDED TO JOHN C. (JACK) ZINDA (2009, 2011-2012, 2014-2021), JOE CAPUTO (2019-2021), BURGESS WILLIAMS (2019-2020), NEIL SOLOMON (2020-2021), & CHRISTINA HAGEN (2021) BY SUPER LAWYERS (A THOMPSON REUTERS COMPANY)

Is the Insurance Company Offering Me a Fair Injury Settlement?

MEMBERS JOHN C. (JACK) ZINDA (2017-2020), JOE CAPUTO (2019-2020), BURGESS WILLIAMS (2019-2020), NEIL SOLOMON (2019-2020), COLE GUMM (2019-2020), CHRISTINA HAGEN (2020) & BRENDAN MCQUAID (2020)

Is the Insurance Company Offering Me a Fair Injury Settlement?

LIFETIME MEMBERS JOHN C. (JACK) ZINDA & JOE CAPUTO

Is the Insurance Company Offering Me a Fair Injury Settlement?

AWARDED TO ZINDA LAW GROUP (2016-2019) BY THE AMERICAN INSTITUTE OF PERSONAL INJURY ATTORNEYS

Is the Insurance Company Offering Me a Fair Injury Settlement?

AWARDED TO JOHN C. (JACK) ZINDA IN 2015, 2016, 2017, AND 2020

Is the Insurance Company Offering Me a Fair Injury Settlement?

AWARDED TO JOE CAPUTO (2016-2019) BY THE AMERICAN INSTITUTE OF PERSONAL INJURY ATTORNEYS

Is the Insurance Company Offering Me a Fair Injury Settlement?

AWARDED TO ZINDA LAW GROUP IN 2018 BY INC.

Is the Insurance Company Offering Me a Fair Injury Settlement?

Awarded to John C (Jack) Zinda (2021) by the American Association for Justice

CLIENT TESTIMONIALS
Is the Insurance Company Offering Me a Fair Injury Settlement?Is the Insurance Company Offering Me a Fair Injury Settlement?Is the Insurance Company Offering Me a Fair Injury Settlement?Is the Insurance Company Offering Me a Fair Injury Settlement?Is the Insurance Company Offering Me a Fair Injury Settlement?

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Is the Insurance Company Offering Me a Fair Injury Settlement?Is the Insurance Company Offering Me a Fair Injury Settlement?Is the Insurance Company Offering Me a Fair Injury Settlement?Is the Insurance Company Offering Me a Fair Injury Settlement?Is the Insurance Company Offering Me a Fair Injury Settlement?

I did not know what to do. I had never been hurt in a wreck before and this was a major accident that was not my fault. I reached out to Zinda Law Group and they were fantastic, answered all my questions, got me help immediately, and took care of everything!!

Former Client

Former Client

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Is the Insurance Company Offering Me a Fair Injury Settlement?Is the Insurance Company Offering Me a Fair Injury Settlement?Is the Insurance Company Offering Me a Fair Injury Settlement?Is the Insurance Company Offering Me a Fair Injury Settlement?Is the Insurance Company Offering Me a Fair Injury Settlement?

There comes a time when you need someone in your corner that you can trust. Our time came when we knew we needed the advice and counsel of an attorney. The day we walked into Zinda Law Group we knew we were covered.

Former Client

Johnathan-Former Client

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Is the Insurance Company Offering Me a Fair Injury Settlement?Is the Insurance Company Offering Me a Fair Injury Settlement?Is the Insurance Company Offering Me a Fair Injury Settlement?Is the Insurance Company Offering Me a Fair Injury Settlement?Is the Insurance Company Offering Me a Fair Injury Settlement?

There is a reason why this law firm has a 5 star rating. My experience with personal injury attorney Joe Caputo and all of the staff at Zinda Law Group has been excellent... I would definitely recommend Zinda Law Group.

Former Client

Maria Ciara-Former Client

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Is the Insurance Company Offering Me a Fair Injury Settlement?Is the Insurance Company Offering Me a Fair Injury Settlement?Is the Insurance Company Offering Me a Fair Injury Settlement?Is the Insurance Company Offering Me a Fair Injury Settlement?Is the Insurance Company Offering Me a Fair Injury Settlement?

This is a really great firm! They settled my personal injury case in a year. Throughout the whole process, they were keeping in touch with me and helping me get the best treatment possible. They honestly know what they are doing. It was a pleasure working with these guys.

Former Client

Roger-Former Client

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Is the Insurance Company Offering Me a Fair Injury Settlement?Is the Insurance Company Offering Me a Fair Injury Settlement?Is the Insurance Company Offering Me a Fair Injury Settlement?Is the Insurance Company Offering Me a Fair Injury Settlement?Is the Insurance Company Offering Me a Fair Injury Settlement?

Everyone was so professional and was very interested in helping me with my issues. They were very upfront and honest about what I could expect.

Former Client

Terry-Former Client

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Is the Insurance Company Offering Me a Fair Injury Settlement?Is the Insurance Company Offering Me a Fair Injury Settlement?Is the Insurance Company Offering Me a Fair Injury Settlement?Is the Insurance Company Offering Me a Fair Injury Settlement?Is the Insurance Company Offering Me a Fair Injury Settlement?

I contacted Zinda Law Group after getting nowhere on my own with a personal injury case. I am so thankful I did. They took it off my plate and handled everything from appointments, to phone calls, and emails.

Former Client

Calculating the Value of Your Claim

The first and most important step in determining whether an insurance company is offering you a fair settlement is to calculate the value of your claim. Putting an approximate dollar figure on your claim will allow you to understand what your claim is actually worth. This will be very important when it comes time to compare the insurance company’s settlement offer to the calculated value of your claim.

Calculating the value of your claim can be a complex process. Because there are many important factors to account for, it is important to consider discussing your claim with an experienced personal injury attorney. An attorney will be able to guide you throughout the process to ensure that the calculated value of your claim is comprehensive and accurate.

Here are some important factors that must be accounted for when calculating the value of your claim:

  • Medical bills
  • Property damage
  • Out-of-pocket costs
  • Lost wages

In addition to these factors, it is also important to consider other things such as non-economic damages like emotional pain and suffering and loss of enjoyment of life, as well as contributory fault. Because assessing these factors can be very tricky, it worth considering contacting a personal injury attorney to discuss the details of your claim.

Insurance Adjusters and the Initial Settlement Offer

The claim settlement and negotiation process often begins after the insurance company assigns an adjuster to evaluate your claim. The adjuster’s job is to investigate the circumstances of your injury as well as the event that caused it.

Once the adjuster concludes their investigation, the adjuster will rely on methods and formulas developed by the insurance company to come up with an initial settlement offer.

As mentioned earlier, insurance companies will often find ways to minimize the value of your claim. One possible way insurance companies do this is by offering claimants initial settlement amounts that are well below the claim’s actual value. Insurance companies may do this hoping that the claimant’s need for cash as quickly as possible overcomes the claimant’s willingness to negotiate. Realizing this tactic used by insurance companies is one way of preventing yourself from accepting an unfair settlement offer.

Negotiating the Settlement Offer

Despite common misconceptions, it is possible to negotiate your settlement offer with an insurance company. Engaging in negotiations with the insurance company is another way of making sure that you secure a fair settlement offer.

The negotiation process typically consists of back-and-forth communication between you and the claims adjuster. Although the process will require you to be persistent, diligent, and patient, a successful negotiation could end up making the difference between you receiving a fair or unfair settlement amount.

Consulting with an Attorney

There is no denying that dealing with insurance companies and claims adjusters can be a frustrating process. Knowing what steps to take and what must be factored into settlement calculations is no easy task.

Discussing your case with an experienced personal injury attorney can be very helpful. An attorney can provide valuable guidance and can assist you throughout the settlement negotiation process.

An attorney can also provide valuable resources that can be used to thoroughly investigate the details of your case. Finally, an attorney can prevent frugal insurance companies from taking advantage of inexperienced claimants who may have never filed an injury claim before.

Our Austin Injury Lawyers Are Ready to Work for You

At Zinda Law Group, our Austin attorneys have the resources necessary to help you build the strongest claim possible. We are here to assist you in seeking fair compensation for medical bills, property damage, lost wages, pain and suffering, and more.

Our firm also believes that an injury victim should never have to worry about being able to afford legal representation. That is why we offer 100% free consultations and why you will pay nothing unless we win your case. That’s our No Fee Guarantee.

If you would like to discuss your case with an Austin injury lawyer, or if you would like to learn more about the personal injury claim settlement process, call Zinda Law Group at (800) 863-5312 to receive your free case evaluation.

Meetings with attorneys are by appointment only.