Do Insurance Companies Need a Recorded Statement?

Last updated on: March 19, 2013

Do Insurance Companies Need a Recorded Statement and a Medical Authorization?

After being involved in a wreck, the responsible party’s insurance company often makes contact with you quickly. They’ll usually want a recorded statement detailing everything you know about the collision. Giving the insurance company a recorded statement is a bad idea for several reasons.

When insurance companies take recorded statements, you have to remember they’re recorded for a reason. If they just wanted to find out information in order to assist you, they’d simply have an operator on the phone asking you questions and they would take notes. The purpose of recording this conversation, however, is to hold you to anything you say during that conversation. Distances, times, speeds, and the extent of your injuries are all questions they’ll ask you about.

But imagine it’s one day after the collision and you’re not in as much pain as you were the day prior. You tell the insurance company that you are feeling much better and don’t think the pain is too bad. You’ve now told the insurance company that you’re not significantly hurt, so what happens in two weeks when the pain comes back and you require additional medical treatment? The insurance company plays that recording where you stated you weren’t hurt badly, and now they have a reason to make your claim more difficult to resolve.

Whether or not you’ve given a recorded statement, the personal injury attorneys at Zinda Law Group can assist you in holding the at-fault party responsible, and can help you control the flow of information in order to have the greatest chance of success while handling your claim.