How to Negotiate an Injury Claim with GEICO Insurance

Last updated on: February 13, 2018

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GEICO, like all insurance companies, is in the business of making money. GEICO makes money by paying out less money than they receive in monthly insurance premiums, and in keeping with that goal, GEICO claims adjusters will attempt to give you the smallest settlement possible.

GEICO claims adjusters have experience and the weight of one of the largest insurance companies in the country behind them. However, if you are organized, well-prepared, and have the proper documentation, you are more likely to be satisfied with the settlement amount that you accept.

If you have been hurt in an accident and need help dealing with the insurance company, call Zinda Law Group at (800) 863-5312 for a free consultation with an experienced Dallas car accident attorney.

Beginning Your Claim

After being involved in an accident with a GEICO policyholder, you must contact the insurer to file a claim. A GEICO adjuster will then be assigned to your case.

This person will gather all the information available about the accident, including police reports, statements from everyone involved in or who saw the accident, photos from the accident scene, medical bills and records, and past insurance payouts for similar accidents and injuries. It’s important to note that anything you say to the adjuster will be used as they attempt to gain a clearer picture of their liability. The adjuster will do everything in their power to decrease the amount of money owed to you.