Pedestrian Accidents and How Car Insurance Can HelpLast updated on: June 6, 2013
Pedestrian Accidents and How Car Insurance Can Help
Oftentimes pedestrians that have been struck on or near the roadway suffer serious, sometimes devastating injuries. In Texas, you do not have to actually be driving a motor vehicle in order to use car insurance to potentially pay for some of the damage that was caused in a wreck.
If a car makes contact with a pedestrian, most often you will be able to go through the opposing party’s insurance company to make a claim, just as you may have if you were driving a car. In addition, types of coverage on your own insurance policy, like Personal Injury Protection or Uninsured/Underinsured Motorist Coverage, may be able to assist you as well. Personal Injury Protection is no-fault coverage that allows your medical bills and 80% of your lost wages to be paid up to your coverage amount. Uninsured/Underinsured motorist coverage can allow your insurance company to step into the shoes of the responsible party should they not have enough insurance coverage or any insurance coverage at all.
If you or a loved one suffered an injury as a pedestrian, please contact an experienced personal injury attorney at Zinda Law Group that will provide you with a free consultation.