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Car accidents of any kind can inflict long-term hardship into victims’ lives. Car accidents can not only cause serious bodily injuries, but also significant property losses.
Boulder’s car accident law outlines the legal rules that determine who is responsible for personal and property damages resulting from a traffic collision. Plaintiffs in car accident cases usually ask the same questions; knowing the answers to these frequently asked questions can help car accident victims recover more quickly after collisions.
DOES THE TYPE OF CAR ACCIDENT MATTER?
Traffic accidents occur when a vehicle collides with another vehicle or object. These accidents can be caused by a variety of factors, including road obstruction, pedestrians, crossing animals, reckless drivers, or stationary objects. Traffic experts have identified seven common types of traffic accidents. Knowing which type of car accident that you were involved in may help you calculate your losses and assess liability. Different types of accidents may have different common causes or injuries. These types include the following:
A rear-end collision occurs when a vehicle crashes into the one in front of it. Rear-end collisions are commonly caused by driver inattention, tailgating, panic stops, or reduced roadway traction.
Side-impact collisions occur when the side of a vehicle is hit by the front or rear of another vehicle. Side-impact collisions tend to result in more severe injuries and vehicle damage because the doors of a vehicle are not as durable as its front or back.
Sideswipe collisions involve the adjacent sides of two vehicles. These collisions occur when one vehicle swipes the side of the other. Fortunately, sideswipe accidents tend to only result in cosmetic damage and seldom cause bodily injuries.
A rollover accident occurs when a vehicle flips over its side or roof. These accidents are typically caused by sharp or high-speed turns. Bigger vehicles are more susceptible to rollover accidents because they are higher off the ground.
A head-on collision occurs when the front ends of two vehicles hit each other when traveling in opposite directions. These collisions are typically considered the most dangerous, especially when the two vehicles are traveling at high speeds.
A single-car accident is an accident that only involves one vehicle. These accidents are commonly caused by inattention or driver error.
A multiple-vehicle pileup is an accident involving many vehicles. These accidents usually occur on densely populated roadways like freeways or highways. Vehicles involved in a multiple-vehicle pileup are more susceptible to damage because cars are typically hit multiple times by many different vehicles. These accidents are especially deadly.
The extent of the injuries and damages that a victim sustains during an accident will depend on what type of car accident occurred. While the aforementioned types of traffic accidents are the most common, they are not the only possible accidents that drivers can be involved in. It may be difficult to determine fault in a traffic accident, especially if the accident involved multiple drivers. Thus, it may be beneficial to contact an attorney if you have been injured in a Boulder car accident to get help determining what sort of accident caused your injuries.
Does boulder have insurance requirements to protect drivers?
Boulder has implemented a series of insurance requirements that every driver must meet before they can legally operate a motor vehicle. Every driver must adhere to local vehicle registration regulations that require vehicles to be covered by some form of automobile insurance before obtaining a Colorado registration tag. Colorado adheres to the 25/50/15 rule, which means that each driver’s policy must include at least three aspects. These three aspects include:
Individual Bodily Injury Liability of $25,000
This requirement is the maximum amount your insurance company will pay for an individual’s injuries in a car accident, which is also referred to as the policy limit.
Total Bodily Injury Liability of $50,000
This requirement is the total amount your insurance company will pay for every person injured in a car accident.
Property Damage Liability of $15,000
This is the maximum amount your insurance company will pay for property damage caused by a car accident.
Even though your insurance company may give you a choice in selecting your policy limits, Boulder law requires that you carry these minimum policy limits to help protect the public and your own financial future. It is crucial that you pay attention to the local policy limit requirements before purchasing a policy because adherence to these laws is not optional. Boulder experts recommend these policies not just for their legality, but also for their usefulness in avoiding financial ruin after a car accident.
What should i do after an accident?
If you were involved in a car accident, you may be entitled to legal compensation for your injuries. After filing, your court may require you to show a variety of things before allowing your claim to proceed further. To lessen the burden of this possibility, there are a few steps that you should follow after an accident. These steps include:
1. Seek Medical Attention
If you are involved in a car accident, it is essential that you see a medical professional to evaluate your injuries. Visiting a healthcare professional will not only help you check on your own health but may also have some legal use as well. If visited, a doctor will create an official medical report of your injuries. You may be able to use these medical documents and reports as proof of your injuries.
2. Do Not Accept Fault
Liability allocation is an important step in car accident claims. If you were involved in an accident, it is important that you avoid accepting fault for the collision without first consulting with a legal professional. Such an admission may be used against you in future proceedings.
3. Collect Evidence
Documentation is imperative in car accident cases involving bodily injury and property damage. If you are involved in an accident, it is critical that you contact the police immediately after reaching safety. If called, the local authorities will come to the scene and draft an official report of the accident. This police report will include available information about witnesses, injuries, and vehicle damage and may serve as a crucial piece of evidence in court.
4. Contact Your Insurance Company
If you sustained any vehicle damage during an accident, you may have to contact your insurance company to discuss what costs your policy will cover. Unfortunately, many insurance companies prefer to pay their clients as little as possible. Negotiating with these companies may prove difficult, depending on your specific provider and claim. To avoid the hassle, it is helpful to have an attorney who can help you get the best offer possible during these negotiations.
Victims’ lives are thrown into serious hardship by automobile accidents every day. Many of these victims have been left with substantial debt and trauma. If you were injured in a car accident, you should contact a Boulder car accident attorney who can help you seek damages for your injuries. If successful, you may be able to recover compensation for your medical bills, pain and suffering, lost wages, and vehicle damage.
do i have a claim?
There are many reasons that an accident-involved driver may have a claim against another party. Boulder courts consider many factors in a car accident liability claim. Some common reasons and factors that may qualify you to file a claim include:
- Severe injuries
- Driver negligence
- Unsafe road conditions
- Permanent health problems
- Significant vehicle damage
- Personal injury mitigation
- Vicarious liability
- Pedestrian involvement
- Driver recklessness
Allocation of liability for car accident injuries will vary depending on your court and jurisdiction. However, the aforementioned reasons are commonly included in successful claims and, thus, may contribute to the validity of your own claim. Pinpointing liability in car accidents can be a daunting task, but knowing what factors contribute to successful claims may help you win in a court of law. This is just one of the reasons why an experienced car accident injury attorney is well worth hiring.
does it matter who is responsible for the accident?
Every car accident is different. Accident specifics can vary dramatically from accident to accident. Boulder, like other jurisdictions, utilizes its own legal code of statutes and laws in car accident cases.
Unfortunately, it is not always obvious as to who is at fault in a car accident. Thus, it may be difficult to make an accurate determination of legal liability. Colorado is a “fault” state when it comes to car accident cases, which means that the party responsible for the accident is the one held liable for the costs of any resulting damages. This responsibility generally includes costs for vehicle damage, medical expenses, and pain and suffering.
Unlike some states, Colorado does not inhibit individuals who share partial fault for an accident from pursuing compensation as long as you are less than 50% at fault for the accident. In such a case, your percentage of fault and your total compensation amount would be determined separately; in the end, your compensation would be reduced by your percentage of fault.
How Much Time Do I Have to File a Claim?
Every state sets a filing deadline of how long a person has to file a personal injury claim and pursue compensation for their injuries. Colorado has a three-year statute of limitations on car accident cases, which limits the amount of time a plaintiff has to bring a claim in court. If you file outside of this time period, you will most likely lose your right to compensation. If you were involved in a Boulder accident and are hoping to file a claim, you should contact an attorney as soon as possible. A Boulder car accident lawyer may be able to help you evaluate your liability and meet your court’s filing requirements.
zinda law group helps victims of boulder car accidents
Car accidents can leave victims with permanent injuries and substantial debt. Boulder car accident claims can require extensive legal analysis of local and state statutes governing the jurisdiction. If you have been involved in a car accident, you should contact a lawyer in Boulder who handles car injury cases as soon as possible. A knowledgeable personal injury attorney may be able to help you seek legal recourse, evaluate your claim’s merits, and seek fair compensation.
At Zinda Law Group, we have the knowledge and resources necessary to help you pursue the highest compensation possible. Zinda Law Group Boulder auto accident lawyers may be able to provide you with personalized and quality consultation about the specifics of your legal claim. Moreover, the sooner you contact our office, the better we may be able to serve you.
If you or your loved one was injured in a Boulder car accident, call Zinda Law Group at (800) 863-5312 for a free consultation with one of our personal injury lawyers. You don’t owe us anything unless we win your case. That’s our No Win, No Fee Guarantee.
Meetings with attorneys are available by appointment only.