What to Do After a Truck Accident in Colorado
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No matter how they happen, car accidents are stressful. They can bring physical injury, costly car repairs, and confusing conversations with insurance adjusters. However, when an accident involves a truck, a new layer of complexity arises. These sorts of accidents can require delicate handling to give you the best shot at seeking maximum compensation for your injuries.
If you have been in an accident with an 18-wheeler, call the attorneys at Zinda Law Group at 888-988-7063 for a free case evaluation. If we don’t reach a favorable outcome in your case, you don’t owe us anything.
Contact the Police
After your accident, it is critical to contact the police and report the accident to them. Even if the accident seems relatively minor, call the police and report it. The driver of the truck may ask you not to call the police and offer to resolve it between the two of you. You should turn down any such offer and make sure that the police are notified.
- Reporting Accidents is Mandatory in Colorado: According to Colorado law, it is mandatory to report any car accident that causes any property damage or that results in personal injury or death. Because most car accidents will result in at least some damage to the vehicles involved, you will need to dial 911 to be on the safe side.
- Hidden Damage: If the accident seemed relatively minor, then it can be tempting to simply attempt to settle the issue between you and the other driver involved and leave the police out of it. However, even though your car may seem fine, there could be damage that is not readily apparent at the scene that may reveal itself later.
- Documenting the Facts: When the police arrive on the scene, they will often create a police report. In a police report, the officer documents the conditions present at the crash scene, the potential causes of the collision, and statements from passengers and witnesses. These police reports can become important later on in settlement discussions.
Get the Truck Driver’s License, Insurance, Employer Information
Most drivers understand that they need to get the contact and insurance information from the other driver when they are involved in an accident, and this holds true for accidents involving a truck. However, because most truck drivers are employees of a larger organization, it is important to gather more information in these scenarios. Specifically, look to gather any information regarding the truck driver’s employer on top of his license and insurance information.
Document the Scene
After the accident, take pictures to document the accident. This includes things like any bodily injuries you may have sustained, damage to any of the vehicles involved, and the surrounding environment (i.e., the road conditions, lighting, or any factor that may have had a hand in causing the accident). When documenting the scene, it may also be helpful to try to take your pictures before any of the vehicles are moved. Pictures of the scene before the vehicles are moved may give some insight into how the accident occurred and what caused it.
Get Evaluated by a Medical Professional
If you did not require emergency medical attention following the accident, it is still important that you seek medical attention as soon as possible. There are a few reasons for this. For one, your injuries may be worse than they appear. Head injuries, for example, can remain hidden for days without causing any symptoms before they develop into a larger problem. Seeking medical attention quickly after your accident can help to prevent small injuries from becoming large ones.
In addition, having medical records may become important when seeking a settlement. One of the potential sources of compensation in a truck accident claim is money paid for medical expenses. Going to the doctor will allow you to verify your injuries properly.
Notify Your Insurer
Within 24 hours of your accident, contact your insurance regarding your accident. Be brief in this initial conversation. A good tip is to stick to the 4 W’s: who, what, when, and where. Your insurance adjuster may press you for more information, likely in the form of a recorded statement. Declining to give a recorded statement immediately after your accident is likely advisable for a few reasons:
- Leading Questions: Insurance adjusters know how to use leading questions to get you to say things that might damage your claim. For example, they may use a roundabout conversation to try to elicit a statement from you that you were speeding at the time of the accident. It is best to postpone this conversation until you have contacted a lawyer.
- Getting Stuck: After you give the recorded statement, it is very difficult to try and correct something that you didn’t mean or fix something that you misremembered. These statements can become very important, and it is best to take your time and contact a Colorado truck accident lawyer before you proceed.
- Incompleteness: In the few days following your accident, your mind might still be racing. This may cause you to misremember things or leave out important details. Both of these may damage your claim and reduce the amount of compensation you’re able to seek.
Contact a Trucking Accident Lawyer at Zinda Law Group
As this article has outlined, an accident with a truck can quickly become very complicated. However, a Colorado trucking accident lawyer may be able to help. At Zinda Law Group, we may help you pursue maximum compensation by offering a few different advantages:
- Large Firm Resources: Despite being smaller in size, Zinda Law Group has access to resources that are typically only available at larger firms. This includes things like conducting investigations, hiring expert witnesses, and utilizing cutting-edge technology.
- Small Firm Attention: The attorneys at Zinda Law Group are dedicated to meeting each and every one of their clients and giving their cases individualized attention.
- No Win, No Fee: Zinda Law Group believes that an injury victim shouldn’t have to worry about being able to afford legal representation. That is why we work on a contingency fee basis, which means that you don’t pay us anything unless we win your case.
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