How to Handle Progressive Truck Insurance Claim – Colorado

Last updated on: March 22, 2021


Truck accidents can result in injury, disability, death, and property damage. These accidents may be expensive and traumatizing for victims.

There are many factors that may contribute to a truck accident. If you were involved in an accident, you need to know how to handle a truck insurance claim to cover your expenses.

If you or a loved one want to bring a claim against Progressive for a truck accident, call Zinda Law Group at (800) 863-5312 for a free case evaluation with one of our personal injury attorneys.

What causes truck accidents in Colorado?

Truck accidents can be devastating for drivers and passengers alike. At the national level, the large truck fatal crash rate for 2016 was 1.34 fatal crashes per 100 million vehicle miles traveled. While this rate has dropped significantly since the U.S. Department of Transportation began keeping the records in 1975, hundreds of people still die on Colorado roads every year.

Roadways can be dangerous, especially when drivers are not operating their vehicles reasonably. Luckily, many car accidents are preventable through awareness and education. Drivers should be aware of the common causes of accidents before operating a vehicle. The most common causes of automobile accidents in the United States include:

  • Distracted driving
  • Drunk driving
  • Speeding
  • Reckless driving
  • Bad weather
  • Night driving
  • Car defects
  • Tailgating
  • Improper turns
  • New drivers
  • Drugs
  • Potholes
  • Tire blowouts
  • Animal crossings
  • Construction sites

While some truck accidents may be relatively minor, others may result in serious injury or even death. Due to the serious consequences of poor driving, it is imperative that drivers pay attention and drive carefully at all times. Unfortunately, you may still be involved in an accident even if you were driving carefully. If you were injured in a Colorado truck accident, you should contact an attorney as soon as possible to file a claim against Progressive for the truck accident. A lawyer may be able to help you determine the cause of your accident and seek compensation accordingly.

Progressive Insurance Truck Accident Attorney| Zinda Law Group

Zinda Law Group – Truck Accident Lawyers


Traffic accidents can be deadly for those involved. Fortunately, many truck accidents are preventable if drivers follow all appropriate traffic laws and safety guidelines.

There are many different ways that drivers can create and maintain safe roadways. Experts recommend following some specific safety tips when driving to reduce truck accidents. These safety tips include the following:

  • Pull into traffic slowly
  • Watch for red lights
  • Keep two hands on the steering wheel
  • Watch for children and pedestrians
  • Perform engine maintenance regularly
  • Look ahead on the roads
  • Do not tailgate
  • Be courteous of other drivers
  • Always wear your seatbelt
  • Do not drive under the influence
  • Avoid driving in poor weather
  • Do not text and drive

Approximately 1.35 million people die in road crashes every year. An additional 20-50 million suffer non-fatal injuries. Many of these accidents are avoidable if drivers follow the safety guidelines recommended by traffic safety experts. Unfortunately, even if you do follow the aforementioned guidelines, you may still be hit by a truck driver who has disregarded them. If you have been injured in a Colorado trucking accident, it may be beneficial to contact a Colorado accident attorney to evaluate your legal options.


Unfortunately, trucking accidents can cost involved drivers substantial amounts of money and effort. Filing a truck accident claim can be extremely burdensome and time-consuming for drivers. Fortunately, if you were injured in an accident and need to file a claim with Progressive, there are a few simple steps for you to follow.

To make the filing process easier, Progressive provides a step-by-step manual on their website. The company recommends adhering to the following steps when filing a claim with one of their branches:

Submit Your Claim

Progressive allows its customers to file claims through their mobile application, online website, and telephone. At the onset of your filing journey, Progressive will ask you a variety of simple questions about your basic information and driving history. Progressive connects you with the right experts to ensure that the process goes as smoothly as possible. Not only does Progressive allow you to contact a claims representative at any time, but they also contact you if they are missing any necessary information. Depending on the specifics of your accident, an agent may contact you and the other driver to determine liability. Typically, Progressive prefers filers include as much information as possible about the accident and their damages in their initial claim.

Inspection and Repair Options

In most situations, a Progressive representative will contact you after they have received your submissions to determine the best avenue for compensation. A Progressive agent may ask whether you want your car repaired or if you would prefer a check for the appropriate amount. If you choose not to get repairs, Progressive will simply send you payment for what the damages would have cost to repair.

Schedule Your Repairs

If you choose to have your vehicle repaired, your agent will contact you to schedule an inspection and maintenance appointment at a local body shop. Regardless of which option you choose, Progressive handles the repairs start to finish.

While the specific requirements depend on the claim being filed, most Progressive truck accident claims follow the aforementioned process. Progressive boasts a simple process that makes claim filing easy for drivers. If you have been injured or sustained property damage in a Progressive truck accident, it may be beneficial to contact an attorney before accepting an offer from Progressive. Progressive, like many other insurance companies, usually prefers to pay out as little as possible. By consulting with an attorney before agreeing to a payment option, you may increase your chances of winning a higher settlement amount. An attorney may also be able to help you get your base expenses covered by Progressive’s proposed offer.

How can a lawyer help me handle my progressive truck accident claim?

Accepting a payment offer often helps victims move on with their own lives and recover from an accident quickly. If you are interested in potentially getting the highest compensation possible for your damages, an attorney may be able to help you. A Progressive truck accident claim attorney may be able to help you:

Determine Fault.

Unfortunately, it is not always obvious as to who is at fault for an accident. Regardless, determining fault is a critical step for those who wish to seek legal redress for their injuries and damages. Different states use varying statutes with specific rules for determining who is responsible in a vehicle collision. Some states have “at-fault” statutes, while others utilize “no-fault” ones. The fault allocation of your case may be different depending on what type of jurisdiction the accident occurred in. Luckily, many jurisdictions have heightened standards for company trucks. A truck accident attorney may be able to help you navigate these statutes to adequately pinpoint the responsible party.

Navigate the Filing Process

Progressive has a specific process for filing an insurance claim with their company. Even if you are not a customer of Progressive, you may be forced to deal with their extensive filing procedures before receiving any compensation. An experienced personal injury attorney may be able to help you speed up this process by completing and submitting your paperwork in a timely manner.

Assess Your Damages

Although there are some generic factors to consider when determining your damages, the calculation itself may still prove to be difficult for individuals unfamiliar with the insurance system. A truck accident attorney may be able to help you seek many different types of damages, including uncommon ones. Thus, it may be especially beneficial to consult with a professional about all of the options and opportunities available to you as a means of compensation.

Potentially Negotiate with Progressive

When dealing with Progressive and other large insurance companies, experience and knowledge is extremely important, especially when attempting to negotiate a fair settlement amount. An experienced lawyer may be able to assist you in conducting negotiations with the insurance company to help you seek a fair amount.


Truck accidents can be terrifying experiences for drivers and passengers alike. Involved individuals may sustain serious bodily injuries. Vehicles may also be damaged or totaled. Truck accidents may burden victims financially and emotionally. As a result, victims may be left with hefty debt and trauma.

Truck accident injury claims can require substantial legal analysis and research, depending on the complexity of the case. If you or a loved one plans on suing Progressive for a truck accident, you should contact a Colorado accident attorney as soon as possible. An experienced personal injury attorney may be able to help you seek legal recourse, evaluate your claim’s merits, and negotiate a fair settlement for your injuries.

A personalized consultation can help you understand your options

At Zinda Law Group, we have the knowledge and resources necessary to help you pursue the highest compensation possible. Zinda Law Group may be able to provide you with personalized and quality consultation about the specifics of your legal claim. The sooner you contact our office, the better we may be able to serve you.

If you or a loved one has been injured in a Progressive truck accident, call Zinda Law Group at (800) 863-5312 for a free consultation with one of our Colorado lawyers. You don’t owe us anything unless we win your case. That’s our No Win, No Fee Guarantee.

Meetings with attorneys are available by appointment only.