Does Auto Insurance Cover a Bicycle Collision in Dallas?
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Whether you are riding a bike for recreation or to get to work, the last thing you want to happen is to get hit by an automobile. However, accidents happen. If you were only slightly jostled and suffered no severe injuries, then there may be no need to file an insurance claim. However, if you suffered major injuries after being hit by a car, you may wish to find out if you are entitled to compensation for your losses.
Fortunately, you may be able entitled to compensation from your automobile insurance company or by at-fault driver’s automobile insurance company. Many automobile insurance companies compensate for medical bills that a cyclist incurs after getting into an accident with an automobile. They also may compensate for loss of property.
Though it is possible that the at-fault driver’s insurance company may be liable to you, do not forget that your own automobile insurance company may compensate you for your losses. Your automobile insurance company may provide coverage for your accident as long as you were involved in an accident with an automobile.
If you or your loved one has been injured by an automobile while riding a bicycle, you may be entitled to compensation. Call Zinda Law Group at (888) 449-1160 for a free consultation with one of our experienced personal injury lawyers.
Proving Negligence to Get Compensation for a Bike Accident
Generally, for a victim to win a personal injury case, he or she must show that the other party was negligent. To prove that the driver who hit you was negligent, you must show the following:
- that the individual owed a legal duty
- that the legal duty was breached
- that you suffered an injury
- that the injury was caused by the breach.
For instance, a driver owes all those on the road a duty not to hit other people utilizing the road, which of course includes cyclists. If the driver breaks that duty by being distracted and hits someone on that road, he or she may be liable for the injuries inflicted upon the victim. However, note that most cases do not go to court. Rather, they are settled in negotiations. If you are in a settlement process, you should discuss the settlement with an attorney before accepting any offer.
Filing a Claim for a Bike Accident
1. Get Injuries Evaluated by a Medical Professional
After any accident involving automobiles, it is important to seek medical attention. Many accident victims do not go to the hospital right away only to suffer from their injuries later on. Therefore, seek immediate medical attention after an accident. Not only will this help your personal well-being, but also will strengthen your case if you decide later to file a claim or bring a lawsuit.
2. Notify Insurance of the Accident
Regardless of whose fault the accident is, you should always contact your insurance company as your insurance company may be able to give you some relief. However, do not make the mistake of talking about who was at fault for the accident. If your insurance company asks for a recorded statement, politely refuse.
3. Contact an Attorney
Filing a personal injury claim can be physically and mentally taxing. An experienced lawyer may help you make the process of filing a claim less exhausting by taking some of the heaviest responsibilities off your shoulders. Even if you don’t plan on actually hiring an attorney, you may wish to speak to one just to discuss your case and see how viable your claim is.
Get Help from Our Bike Accident Attorneys Today
If you get involved in an automobile accident while on your bicycle, you may need a personal injury lawyer. Since injuries can be severe for bike riders, you could need expensive medical treatment. Though your own auto policy may cover some of the expenses, if the automobile driver was at fault, his or her insurance company may be liable for all your expenses. For years, Zinda Law Group has represented bike riders and others who find themselves facing expenses they shouldn’t have to pay. You should retain an experienced attorney in order to seek the full compensation you deserve.
If you or your loved one has been injured by an automobile while riding a bicycle, you may be entitled to compensation. Call Zinda Law Group at (888) 449-1160 for a free consultation with one of our experienced personal injury lawyers.
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