What to Do After a Lyft Accident | Dallas Injury Lawyers
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Ridesharing companies such as Lyft and Uber have made travel easier than ever. Why bother fussing with parking, driving home after a party, or coordinating carpools when you can have a car pick you up at the touch of a button?
While transportation may be easier with Lyft, accidents involving ridesharing companies are more complicated. Unlike with typical car accidents, with rideshare drivers, there are two insurance companies to deal with: the driver’s insurance and Lyft’s. If you find yourself in an accident, you should know what to do and what insurance you are dealing with.
If you or a loved one has been in an accident involving Lyft, call Zinda Law Group at (800) 863-5312 for a 100% free case evaluation with our Dallas car accident attorneys.
What to Do After a Lyft Accident
First, ensure that everyone involved in an accident is unharmed. If you have been hurt, call 911 immediately. Make sure to keep any medical documentation you receive, as medical bills and records will help support your claim later.
Next, call the police and file a police report. Lyft will want the accident officially investigated as soon as possible. Filing a police report will initiate immediate investigation of the accident and help establish liability and the parties involved.
Before you leave the accident scene, you should try to gather as much information as possible. Get the names, contact information, and insurance details of everyone involved. Ask witnesses for their contact information as well. If possible, take pictures of the accident, the cars, the location, and anything else before you leave. All of this information can help substantiate your claim.
After you have gathered information about the accident, you should contact your insurance agency to report your accident. Because ridesharing companies are still new, you may want to speak to a lawyer knowledgeable in Lyft accidents.
Lyft Insurance Policies
Lyft carries an insurance policy for its drivers, but how much is covered depends on when the accident happens.
- Driver Mode is Off – If the app is off and the driver is not available to accept rides, the Lyft insurance policy does not apply. The driver’s personal insurance policy is the only active insurance. Your insurance company will have to negotiate with the driver’s.
- Driver Mode On, but No Rider – In this scenario, the Lyft driver is available to accept rides, but has not accepted one at the time of the accident. Lyft provides contingent liability that provides coverage if the driver’s personal insurance does not respond. The policy has a $50,000 limit per person, $100,000 limit per accident, and $25,000 limit for property damage.
- Ride Accepted through Ride Ends – This policy has a $1,000,000 per accident limit and covers bodily injury, death, and property damage.
Get Help from Our Dallas Lyft Accident Lawyers
While ridesharing has become a part of our lives, courts and regulatory agencies are still sorting out the legal issues surrounding Lyft and Uber. Getting into an accident with a Lyft driver can be complicated. If you are injured in an accident involving a Lyft driver, whether your losses are significant or you just want someone to explain the process to you, you may benefit from speaking with a personal injury lawyer.
The auto accident attorneys at Zinda Law Group want to make the insurance claims process as simple as possible so you can focus on recovery. We have experience negotiating on many clients’ behalf with insurance companies after automobile accidents, and we will work to ensure you reach a fair resolution of your claim so you can put this event behind you.
If you or a loved one has been injured in an accident involving Lyft, contact us at (800) 863-5312 for a free consultation and learn how we can help.
Meetings with attorneys are available by appointment only.