How Do I File an Injury Claim After a Lyft Accident?

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Ride-sharing has become increasingly popular in the last few years. The ease of scheduling a ride from a mobile application on your phone is very appealing. Whether you are hitting the town for drinks with friends or simply want a ride to the airport, the convenience of ride-sharing can’t be beat.

But what if the ride does not go as planned? What if the Lyft driver gets into an accident while you are the passenger? What if a Lyft driver hits you while you are crossing the street or hits your car? It is beneficial to understand what steps to take in order file an injury claim after a Lyft accident.

If you or a loved one has been injured in a car accident with Lyft, Uber, or another ridesharing service, call Zinda Law Group at (800) 863-5312 for a free consultation with an experienced Dallas car accident attorney.

How Do I File an Injury Claim After a Lyft Accident?

Obtain Information from All Parties

After the accident, make sure to write down or take pictures of everything you need to file the claim. This can include:

  • Contact information
  • License plate number
  • Insurance cards
  • Driver’s license; and
  • Pictures of the cars and scene.

Who Is Liable?

In order to file a personal injury claim, you should understand whose insurance will be responsible for covering the accident.

Drivers for Lyft and other ride-sharing companies are usually classified as independent contractors rather than employees of that company. What does this mean? Generally, it will mean that the company will not be liable for the negligent actions of their drivers. Even if the accident was entirely the Lyft driver’s fault, you will not be able to sue Lyft directly.

However, these companies require their drivers to carry personal auto insurance policies, and they provide additional insurance coverage in certain circumstances. Insurance coverage will vary depending on the status of the driver at the time of the accident.

What Was the Situation at the Time of the Accident?

Here are some situations to consider:

1. The Lyft driver was carrying a passenger

When a Lyft driver is on a trip with a passenger, the driver is covered by Lyft’s primary liability insurance, which has a $1,000,000 per accident limit.

If a Lyft hits you or your car while they are carrying a passenger, this kind of coverage should be available to you. In this case, your insurance company should reach out to Lyft’s insurance.

2. The Lyft driver is in driver mode, but no passenger

In the event that the Lyft driver was in driver mode, but they did not have a passenger in their car at the time, Lyft has contingent liability coverage as follows:

  • $50,000 liability coverage per person
  • $100,000 liability coverage per accident
  • $25,000 property damages coverage

This coverage will kick in if the driver’s personal insurer denies coverage of the accident.

3. The Lyft driver was off duty

If the Lyft driver was not on duty during the accident, then the liability coverage above will not apply. You will need to file a claim against the driver’s personal insurance company.

Don’t Wait to File a Claim

It is essential to file a claim as soon as possible after the accident occurred. Some insurance companies require notice of an accident within 24 hours.

Get Help from Skilled Dallas Lyft Accident Lawyers

At Zinda Law Group, our team of experienced ride-sharing injury lawyers have helped thousands of car accident victims successfully recover compensation for medical bills, property damage, loss of income, pain and suffering, and more.

We will fight tirelessly to ensure your rights are protected and to help you build the strongest case possible. And as one of our clients, you will pay nothing unless we achieve a favorable settlement, judgment, or verdict for your case.

If you’ve been injured by a Lyft or Uber, call Zinda Law Group at (800) 863-5312 for a free consultation with one of our Dallas rideshare accident lawyers. Meetings with attorneys by appointment only.