Denver Uber Accident Lawyers
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As Uber, Lyft, and other rideshare services have become increasingly popular in cities across the United States, the number of car accidents involving a rideshare vehicle has likewise risen. Uber and similar services have helped ease traffic congestion in major cities and have competed with existing taxi services to drive down the costs of such services; however, rideshare drivers are still capable of causing accidents, like any other drivers on the road. Unfortunately, these accidents may be more complex as it can be unclear which insurance company may be responsible for your injuries and the necessary steps to seek compensation. That’s why it’s important to speak with Denver Uber accident lawyers.
If you or your loved one have been injured in an Uber accident, call Zinda Law Group today at (800) 863-5312 to schedule your free consultation with one of our skilled rideshare accident attorneys. If we are not able to win your case, you will not owe us anything.
What to do after an uber accident in denver
The aftermath of a car accident can be understandably confusing; this confusion may only be increased if the other driver is a rideshare driver. If you have been involved in an accident in Denver involving a rideshare driver, you should take the following steps to maximize your ability to seek any compensation you may be entitled to:
1. Seek Immediate Medical Attention
As with any time that you are involved in an accident, you should be sure to seek medical attention as soon as possible to identify and treat any injuries you may have suffered in the accident. Even if you do not believe you have suffered any visible or serious injuries, you should still seek medical attention as soon as you leave the scene of the accident. In many cases, some injuries are not always immediately apparent, including many serious injuries such as internal bleeding that may be initially masked by the adrenaline and shock you may experience immediately following an accident.
2. Gather and Maintain Documentation
Another key step to remember when determining what to do after an Uber accident in Denver is to make sure to gather as much documentation and evidence as possible. Be sure to exchange information with any other people involved in the accident—including the Uber driver—such as their names, contact information, license plate numbers, insurance information, and driver’s license numbers. Be sure to also collect the name and contact information for any potential witnesses to the accident.
If possible, take pictures and videos of the scene of the accident, including of any injuries you suffered in the accident, any vehicles or objects involved in the accident, and any other relevant details such as the red light, stop sign, or other traffic signs. Finally, carefully store and maintain any medical records related to your injuries or treatment after the accident, as these may be crucial in helping your rideshare accident lawyer prove the extent of your injuries.
3. File An Accident Report
Colorado law requires drivers to notify the police after every car accident; however, police will not always file an accident report unless there are reported injuries or sufficient property damage. Obtain a copy of any accident report filed by the police, and also file an accident report directly with Uber or other rideshare service the driver was driving for at the time of the accident. These reports will help to create a record of the accident and may be useful to your lawyer in helping you pursue compensation.
4. Contact an Uber Accident Attorney in Denver
One of the most important steps to take after any accident is often to call an experienced lawyer near you who can help you better understand your legal options after the accident. Your attorney can help you understand who may be liable for your injuries or damages as well as how much compensation you may be entitled to; they will also know best the process that will be necessary to pursue that compensation. When determining who to call when in an Uber accident, look for a law firm with attorneys experienced and knowledgeable in accidents similar to yours, as this experience will help your attorney maximize your compensation.
Skilled negotiation with insurance companies and understanding of the intricacies of car accident cases involving rideshare drivers set our attorneys apart from other law firms in the Denver area. Moreover, the attorneys at Zinda Law Firm have years of experience helping car accident victims and can help you better understand your options after an accident involving an Uber driver. Allow our skilled team to handle your case while you focus on recovering from your injuries.
Colorado laws for Uber drivers
While Colorado law governing car accidents in the state will generally apply in most cases, there are additional considerations in cases involving rideshare company drivers. In these cases, insurance coverage for any person injured in the accident will depend on who was at fault for causing the accident as well as the status of the Uber driver when the accident occurred. Thus, understanding the driver’s status at the time of the accident and the applicable insurance coverage requirements may help you determine what to do after an Uber accident in Denver.
The status of the rideshare driver at the time of the accident will be the deciding factor in determining which level of insurance coverage applies to the accident and your injuries and which insurance company may be responsible for paying any claims. While Colorado follows many other states in considering rideshare drivers to be independent contractors, insurance coverage is typically based on their status at the time of the accident:
- If the driver was actively transporting a passenger or had already accepted a ride and was on the way to pick up the passenger, then the driver will be considered engaged in a “prearranged ride.”
- If the driver was signed into the rideshare company’s app and available for picking up passengers but had not yet accepted a trip, then the driver’s personal insurance coverage is generally responsible for any accident, but the rideshare company may still be required to provide coverage if the driver’s insurance company denies a victim’s claim, or the coverage is insufficient to cover the full claim.
- Finally, if the Uber driver was not signed into the company’s app at the time of the accident, then the driver will likely be considered to be on their “personal time,” leaving their individual insurance policy responsible for any damages incurred in an accident caused by the driver.
Colorado law requires Uber and other companies to have at least one million dollars in liability coverage for car accidents that occur during a prearranged ride. Pursuant to Colorado Revised Statutes Section 40-10.1-604, rideshare companies must maintain liability insurance coverage for its drivers in the amount of at least one million dollars per accident for all times the driver is engaged in a prearranged ride. Importantly, this insurance coverage not only covers any person who was injured in an Uber accident caused by the negligent Uber driver, but it also provides coverage in certain situations when the Uber driver was not responsible for causing the accident.
In some cases where the accident was caused by another driver’s negligence, Uber passengers who were being transported by the rideshare company’s driver at the time of the accident may be covered under the rideshare company’s insurance policy. This may be the case, for example, if the other driver was uninsured and did not possess any insurance coverage or if the other driver was underinsured and did not have sufficient insurance coverage to cover the full extent of your injuries and damages.
Further, if the driver is logged into the rideshare company’s app but is not currently engaged in a prearranged ride, the statute instead requires the driver, on the rideshare company’s behalf, to maintain liability coverage of at least $50,000 to any one person involved in an accident and $100,000 for all people injured in a single accident, in addition to at least $30,000 of property damage coverage. Even if the Uber driver did not have any passengers at the time of the accident and had not yet accepted any request to pick up a passenger, other drivers or passengers in other vehicles can potentially claim compensation under this insurance coverage if the Uber driver is responsible for causing an accident while the driver was online and indicating their availability to pick up passengers.
Finally, if the Uber driver was not online or accepting requests at the time of the accident and was not actively engaged in a prearranged ride, then the driver will generally be considered “off the clock” under Colorado law. As a result, the driver will instead be treated as any other driver under Colorado law, with the same liability insurance requirements as any other driver in Colorado.
In short, if you were injured in an Uber accident, determining which insurance company may be responsible for paying a claim can be complicated, especially where there are multiple valid insurance policies in place at the time of the accident that may provide coverage. If so, C.R.S. Section 40-10.1-604 provides that the responsibility for the claim will be divided on a pro rata basis, or proportional basis, among all of the applicable policies. An Uber accident lawyer can help you understand which elements apply to your situation, which route to take, and how to file your claim when you pursue any compensation.
Contact an uber accident attorney near you today
Car accidents can cause serious, life-threatening, or even fatal injuries. In just an instant, you can suffer serious temporary or permanent injuries as a result of someone else’s negligence. While you may not be certain what to do after an Uber accident in Denver, you do not have to face this uncertainty alone.
If you have been injured in an Uber accident, contact Zinda Law Firm as soon as possible to speak with our experienced lawyers; we want to help you understand your legal options after your accident. Our attorneys can explain who may be liable for your injuries and how much compensation you may be entitled to, as well as determine the legal time frame—known as the statute of limitations—within which you must file a personal injury lawsuit to seek compensation.
Meetings with attorneys are available by appointment only.