Does Auto Insurance Cover a Bicycle Collision in El Paso?

CALL (888) 449-1160 TO SPEAK WITH AN EL PASO BIKE INJURY ATTORNEY FOR FREE

It’s a nice day, and you decide to go for a ride on your brand-new bicycle that your spouse bought for you on your birthday. However, while enjoying the gentle breeze on your new bicycle, a car pops out of nowhere and hits you. You suffer a broken leg, which causes you to go to the hospital and get a cast. Because of your broken leg, you also cannot go to work, causing you to lose out on your wages. On top of that, your new bicycle is totally mangled!

Fortunately, you may be able entitled to compensation from your automobile insurance company or by the other party’s automobile insurance company. Many automobile insurance companies compensate for medical bills that a cyclist incurs after getting into an accident with an automobile. They also may compensate for loss of property.

Though it is possible that the at-fault driver’s insurance company may be liable to you, do not forget that your own car insurance company may compensate you for your losses. Your automobile insurance company may cover your accident as long as you were involved in an accident with an automobile.

If you or your loved one has been injured by an automobile while riding a bicycle, you may be entitled to compensation. Call Zinda Law Group at (888) 449-1160 for a free consultation with one of our experienced personal injury lawyers.

Proving Negligence to Get Compensation for a Bike Accident

If your case goes to court, in order to be entitled to compensation from the at-fault driver’s insurance company, you must prove that the driver that hit you was negligent. In order to prove that the individual was negligent, you must prove that the individual owed a legal duty, that the legal duty was breached, that you suffered an injury, and that the injury was caused by the breach.

For instance, a driver owes all those on the road a duty not to hit other people utilizing the road, which of course includes cyclists. If the driver breaks that duty by being distracted and hits someone on that road, he or she may be liable for the injuries inflicted upon the victim. However, note that most cases do not go to court. Rather, they are settled. If you are in a settlement process, you should discuss with an attorney before accepting any offer.

Filing a Claim for a Bike Accident

 1. Get Injuries Evaluated by a Medical Professional

No matter how well you may feel after an accident, be sure to go to the hospital and seek an appointment with a doctor. In many automobile accident cases, victims do not immediately feel the full extent of their injuries because of the adrenaline that rushes into their bloodstream after the accident. Because the adrenaline masks their pain, these victims may not feel their injuries until weeks later. Suppose such a victim decides to file a claim against the driver responsible for their injuries once they start feeling pain. In that case, however, the driver’s insurance company may argue that the victim is lying or faking his or her injuries because the victim did not immediately go to the hospital to seek treatment. Do not put yourself into this predicament. Visit the doctor immediately after an accident.

 2. Notify Insurance of the Accident

Regardless of the accident’s fault, you should always contact your insurance company as your insurance company may be able to give you some relief. However, do not make the mistake of talking about who was at fault for the accident. If your insurance company asks for a recorded statement, politely refuse.

3. Contact an Attorney

Even if you think that you do not need a bike accident lawyer, you may wish to contact one to be sure. Zinda Law Group offers free consultations with attorneys, and may be able to give you educated advice on whether it would be beneficial for you to hire a lawyer.

Get Help from Our Bike Accident Attorneys Today

Don’t think you have to handle a personal injury claim your own. At Zinda Law Group, we pride ourselves on having experienced lawyers who have dealt with automobile accidents of all shapes and sizes. We at Zinda also pride ourselves on having a no win no fee policy. This means that you will not owe us anything if we cannot win your case.

If you or your loved one has been injured by an automobile while riding a bicycle, you may be entitled to compensation. Call Zinda Law Group at (888) 449-1160 for a free consultation with one of our experienced personal injury lawyers.