5 Things to Never Say to an Insurance Claims Adjuster After a Car Accident | El Paso Injury Lawyers
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Whether or not you have been in a car accident before, it is important to know how to deal with insurance claims adjusters before saying something that can destroy your claim before it even truly begins. This may ruin your chance of getting the fair compensation you deserve for your damages and losses. Because insurance adjusters are experienced in the field of negotiations and information gathering, it is critical that you learn the basics of speaking with them.
It is important to remember that insurance claims adjusters work for the insurance company. They are not your friend, no matter how much they may pretend to be. They are talking to you in an effort to get information regarding your claim to minimize the payout they will ultimately offer you. They deal with insurance claims every day and know the ins and outs of what will happen. That is why it’s important that you do too.
If you or a loved one has been injured in an automobile accident, call Zinda Law Group at (800) 863-5312 for a 100% free case evaluation with our El Paso auto accident lawyers.
What You Should Never Say
1. I’m sorry
Many people have a tendency to apologize for accidents after the fact, even if the accident itself was not their fault. Human beings do this out of pure habit, or to simply be polite.
If you have a regular habit of apologizing or saying you’re sorry after incidents that were not your fault, try your best to refrain when talking to insurance claims adjusters. By offering an apology or saying you’re sorry, the police or the insurance claims adjuster will assume you are at fault for the accident.
2. I’m okay
After an accident, many people also have the habit of telling people they’re fine. They do this as to not worry others or to downplay the pain they are actually in.
By saying you’re fine to an insurance claims adjuster, you may decrease the amount offered to you when it comes to medical expenses. Refrain from saying “I’m okay” until at least after you have received appropriate medical care.
3. I just want this over as quickly as possible
While it’s obvious that this process is extremely stressful and tedious, and you may truly want the process to be completed as quickly as possible, do not admit that to your insurance company.
If the insurance company knows you’re impatient, they’ll use that opportunity to offer you a settlement well below what you may actually deserve.
4. I think…
Do not speculate or offer your own opinions. Only offer factual statements. Factual statements including the who, what, when, and where facts about the accident. Your opinion almost never helps your case, but it may hurt it.
5. I don’t have a lawyer
Insurance companies are much happier when they don’t have to deal with a lawyer. Lawyers know these processes inside and out and know the tricks of the trade. By consulting with an attorney, you can understand how to deal with claims adjusters and how to respond to their at times sneaky tactics.
Our El Paso Car Accident Attorneys Can Help
At Zinda Law Group, our El Paso auto accident attorneys have helped thousands of victims get their lives back on track after suffering an injury. We have the knowledge and resources necessary to help you build the strongest claim possible and pursue maximum compensation for hospital bills, future medical costs, property damage, lost income, pain and suffering, and much more.
Our firm also believes an injury victim should never have to worry about being able to afford legal representation. That is why we offer 100% free consultations, and why you pay nothing unless we achieve a favorable settlement, judgment, or verdict for your case. That’s our No Fee Guarantee.
If you have been injured in an automobile accident, call Zinda Law Group at (800) 863-5312 to receive your free consultation with one of our experienced personal injury lawyers in El Paso.
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