How to Negotiate with Nationwide Insurance After a Rear-End Collision
Call (800) 863-5312 to Speak with an El Paso Car Accident Lawyer for Free
Nationwide is one of the largest car insurance and financial services companies in the United States, with more than $130 billion in assets. If you are injured in a rear-end collision, there is a chance that the person at fault is insured through Nationwide.
Like all insurance companies, Nationwide is primarily concerned with making a profit, which it does by taking in more money in premiums than it pays out in claims. Therefore, the company will do whatever it can to minimize your injury claim.
If you or a loved one has been injured in a wreck, call Zinda Law Group at (800) 863-5312 for a free consultation with an experienced El Paso car accident attorney.
Awards & Recognition
AWARDED TO JOHN C. (JACK) ZINDA BY THE NATIONAL TRIAL LAWYERS ASSOCIATION (2016-2020)
AWARDED TO JOHN C. (JACK) ZINDA BY THE NATIONAL TRIAL LAWYERS ASSOCIATION (2017-2020)
AWARDED TO JOHN C. (JACK) ZINDA (2016-2020), JOE CAPUTO (2016 – 2020) & BURGESS WILLIAMS (2016-2017) BY THE NATIONAL TRIAL LAWYERS ASSOCIATION
LIFETIME MEMBERS JOHN C. (JACK) ZINDA, JOE CAPUTO, BURGESS WILLIAMS, NEIL SOLOMON, & JASON ALDRIDGE
AWARDED TO JOHN C. (JACK) ZINDA (2009, 2011-2012, 2014-2021), JOE CAPUTO (2019-2021), BURGESS WILLIAMS (2019-2020), NEIL SOLOMON (2020-2021), & CHRISTINA HAGEN (2021) BY SUPER LAWYERS (A THOMPSON REUTERS COMPANY)
MEMBERS JOHN C. (JACK) ZINDA (2017-2020), JOE CAPUTO (2019-2020), BURGESS WILLIAMS (2019-2020), NEIL SOLOMON (2019-2020), COLE GUMM (2019-2020), CHRISTINA HAGEN (2020) & BRENDAN MCQUAID (2020)
LIFETIME MEMBERS JOHN C. (JACK) ZINDA & JOE CAPUTO
AWARDED TO ZINDA LAW GROUP (2016-2019) BY THE AMERICAN INSTITUTE OF PERSONAL INJURY ATTORNEYS
AWARDED TO JOHN C. (JACK) ZINDA IN 2015, 2016, 2017, AND 2020
AWARDED TO JOE CAPUTO (2016-2019) BY THE AMERICAN INSTITUTE OF PERSONAL INJURY ATTORNEYS
AWARDED TO ZINDA LAW GROUP IN 2018 BY INC.
Awarded to John C (Jack) Zinda (2021) by the American Association for Justice
I did not know what to do. I had never been hurt in a wreck before and this was a major accident that was not my fault. I reached out to Zinda Law Group and they were fantastic, answered all my questions, got me help immediately, and took care of everything!!
There comes a time when you need someone in your corner that you can trust. Our time came when we knew we needed the advice and counsel of an attorney. The day we walked into Zinda Law Group we knew we were covered.
There is a reason why this law firm has a 5 star rating. My experience with personal injury attorney Joe Caputo and all of the staff at Zinda Law Group has been excellent... I would definitely recommend Zinda Law Group.
Maria Ciara-Former Client
This is a really great firm! They settled my personal injury case in a year. Throughout the whole process, they were keeping in touch with me and helping me get the best treatment possible. They honestly know what they are doing. It was a pleasure working with these guys.
Everyone was so professional and was very interested in helping me with my issues. They were very upfront and honest about what I could expect.
I contacted Zinda Law Group after getting nowhere on my own with a personal injury case. I am so thankful I did. They took it off my plate and handled everything from appointments, to phone calls, and emails.
What to Expect in an Injury Settlement with Nationwide Insurance
After the dust settles from the accident, you will need to file a claim with Nationwide. It is important to file the claim as soon as possible.
After this step is completed, you should be prepared to negotiate a settlement with a claims adjuster. Understanding and preparing for how the negotiation process works is an important step towards settling your claim.
Nationwide’s Response to Your Claim
Nationwide will respond to your claim by sending a “reservation of rights” letter. This letter indicates that Nationwide will investigate your claim, but they are not admitting liability. The letter provides protection for Nationwide in the event you try to claim the at-fault party’s insurance policy covers your accident solely because Nationwide began settlement negotiations with you.
Crafting Your Demand Letter
Send a demand letter to Nationwide detailing the following:
- Facts of the accident
- Injuries you sustained
- Damages you are requesting, including:
- Lost income;
- Medical expenses; and
- Other out of pocket expenses.
Ensure the demand letter has a total amount that you are seeking from Nationwide. Make sure you start with a high number so that you have plenty of room to negotiate.
Before speaking with the claims adjuster, determine a minimum settlement amount that you would be willing to accept. Keep this information to yourself. Be willing to adjust the number if the insurance company highlights facts that weaken your case.
First Offers Are Usually Too Low
Nationwide, like other insurance companies, is looking for ways to limit the amount they pay out in claims. Therefore, the first offer an adjuster makes will likely be lower than your claim is worth. However, this will likely not be the only offer they are willing to make.
You should reject an unfair offer and make a counteroffer by writing a letter to the adjuster stating the reasons why you are rejecting the offer. Your counteroffer should reduce your initial demand slightly in order to show the adjuster you are willing to compromise. The negotiation process could go back and forth with offers and counteroffers, so be patient and persistent.
Strategies for Settlement
During the negotiation make sure to highlight the strongest points of your case. Talk about any long-term or permanent effects of the accident or any suffering your family has endured because of the accident.
These points will be difficult for the adjuster to ignore, and they can be powerful tools in reaching a settlement. When the negotiation is over and you have reached a settlement with Nationwide, confirm it in writing. Send a short simple letter that includes the amount settled on, which damages or injuries the settlement covers, and the date you are expecting the documents from Nationwide.
Our El Paso Car Accident Attorneys Can Help You
At Zinda Law Group, our El Paso injury lawyers have helped thousands of crash victims get their lives back on track after an accident. We have the knowledge and resources necessary to help you build the strongest claim possible against Nationwide and pursue maximum compensation for medical bills, property damage, lost income, pain and suffering, and more.
Our firm also believes an injury victim should never have to worry about being able to afford excellent legal representation. That is why we offer 100% free consultations, and why you pay nothing unless we win your case. That’s our No Fee Guarantee.
If you or a loved one has been injured in an automobile accident, call Zinda Law Group at (800) 863-5312 to receive your free consultation with one of our experienced El Paso car accident lawyers. Meetings with attorneys by appointment only.