How Farmers Insurance Handles Motorcycle Injury Claims

1096 Reviews

Call (800) 863-5312 to Speak with an El Paso Motorcycle Accident Lawyer for Free

Dealing with the aftermath of a motorcycle accident can be stressful. You may be in and out of the hospital or doctor’s office while navigating your accident claim. Ensuring you understand the claims process can help alleviate some of the stress associated with a motorcycle accident.

If you or a loved one has been injured in a motorcycle wreck, call Zinda Law Group at (800) 863-5312 for a free consultation with a skilled El Paso motorcycle accident attorney.

How to File an Injury Claim with Farmers Insurance

A motorcycle accident claim will be very similar to any other car accident claim. If you are the one who was injured in the motorcycle accident, you will need to prove both liability and damages.

Here are some general guidelines for what to expect if you are filing a motorcycle accident claim with Farmers Insurance.

Proving Liability

In order for Farmers Insurance to pay any part of your claim, you will need to prove liability of the accident. Texas follows the 51% modified comparative fault rule. This means that an injured party cannot recover any damages if they were more than 50% at fault for the accident.

If you are injured in a motorcycle accident, in order to recover damages from the other party, you must prove that you were 50% or less at fault for the accident.

What Are Your Damages?

Just like in any other car accident, you will need to provide Farmers Insurance with a demand letter outlining what kind of damages you are seeking. Special damages may include lost wages, future lost earnings, medical expenses, and other financial losses related to the accident.

General damages may include pain and suffering associated with the accident. Your demand letter should specify a total amount you are seeking to recover from Farmers Insurance.

Negotiating Your Claim

Once you submit your demand letter, a Farmers Insurance claims adjuster will reach out to you and likely offer you a settlement.

It is important to understand that Farmers Insurance is just like other insurance companies–it makes a profit by collecting more money in premium payments than it pays out in claims. Therefore, they will likely not have your best interests in mind when negotiating a motorcycle accident claim.

Settlement or Trial?

The option between settling your case or going to trial will depend on the specific circumstances of your claim. Generally speaking, if you want to determine when to take a settlement with Farmers, you should think about the total amount your case is worth. This will help give you a number in your head of what you may be willing to settle for.

Additionally, you may want to consider your chances of winning at trial. This will inform your decision of whether to hold out and go to trial or take a settlement offer.

If you are not sure how to evaluate these figures, think about talking to a personal injury attorney. A motorcycle accident attorney can help you assess both the amount of damages you are entitled to and whether you have a chance of winning in the courtroom.

Our El Paso Motorcycle Accident Lawyers Can Help

At Zinda Law Group, our El Paso injury lawyers have helped thousands of crash victims get their lives back on track after an accident. We have the knowledge and resources necessary to help you build the strongest claim possible and pursue maximum compensation for medical bills, property damage, lost income, pain and suffering, and more.

Our firm also believes an injury victim should never have to worry about being able to afford excellent legal representation. That is why we offer 100% free consultations, and why you pay nothing unless we win your case. That’s our No Fee Guarantee.

If you or a loved one has been injured in a motorcycle accident, call Zinda Law Group at (800) 863-5312 to receive your free consultation with one of our experienced El Paso motorcycle injury lawyers. Meetings with attorneys by appointment only.