Hurt in a car accident? CALL (800) 863-5312 to speak with A PERSONAL INJURY LAWYER for free
Car accidents can inflict long-term hardship into the life and livelihood of a victim. If you were involved in a car accident and you carry AAA insurance, you may be entitled to compensation from AAA.
AAA is a personalized insurance company that provides a variety of coverage options to its clients. Because dealing with AAA and its filing process may be difficult for first-time filers, a car accident settlement attorney may be helpful for getting adequate retribution for your injuries.
What is aaa?
AAA, or the American Automobile Association, is a company of motor clubs throughout North America. This privately held not-for-profit national member association and service organization has over 60 million members in the United States and Canada. AAA provides various services to its members, including roadside assistance and insurance coverage. Its national headquarters are in Heathrow, Florida.
AAA offers a variety of membership plans so that you can choose the one that is best for you. Members or potential members can visit their local club website to see their coverage options. Members can choose between basic, plus, premier, or other membership offerings. Many plans include towing and lockout services plus all other AAA membership benefits. Potential members can also use AAA’s online tools to get free insurance quotes and estimates. The company not only provides personalized support with local AAA agents upon request, but also consistent access to members-only benefits.
AAA clients can use online and mobile application services to manage their policies. Like many other insurance companies, AAA provides round-the-clock care and support.
TYPES OF AAA INSURANCE POLICIES
Many insurance policies target a specific aspect of a client’s life that may need protection. Various categories of coverage focus on smaller subsets of a client’s needs. AAA offers a large selection of policies for its members to choose from. The main types of insurance policies that AAA offers include the following:
Health insurance is designed to cover the expenses of maintaining your health and well-being. As many Americans know, doctor and hospital visits are becoming increasingly more expensive; U.S. healthcare spending increased by 4.6% in the last year alone.
In all states, driving without some form of car insurance is against the law. Even though it is illegal, many uninsured drivers still take to the streets and are involved in accidents that leave victims out to dry. Every driver should have some form of automobile coverage to protect against accidents, collisions, thefts, and vandalism. AAA offers auto liability coverage, uninsured motorist coverage, personal injury protection, medical payments coverage, and comprehensive coverage. Pay attention to the specific aspects of your policy so that you are prepared if you ever need to make an insurance claim.
Although many people choose not to think about it because of its sheer morbidity, death is expensive. Family members left to handle their deceased loved one’s estates may be burdened with crippling debt and funeral costs. Life insurance provides some sort of financial relief for estate planners.
This type of insurance allows homeowners to maintain their homes and keep their property value high. Homeowners insurance helps owners protect their assets from major damage or a catastrophic event.
Umbrella insurance refers to extra coverage a party may elect to purchase, in addition to another type of insurance policy. This type of insurance helps clients further protect themselves from the negative financial and life consequences of an incident.
Even if you do not own your home, you may still be able to purchase an insurance policy to protect you if something happens to your rental property. Notably, many states and landlords require that renters purchase this type of insurance to protect all parties from the financial consequences of an accident.
Travel costs can prove to be expensive, especially if you are travelling with a large group or family. Travel insurance helps protect jetsetters from the financial burden of failed travel plans in the case of a personal emergency.
As more Americans adopt pets, pet insurance is becoming more common in American households. Vet and emergency visits may prove to be costly for pet parents. Pet insurance may be a more cost-effective option than paying a lump sum every time your furry friend needs medical attention.
The aforementioned list does not include every type of insurance policy, but instead only focuses on the main ones. AAA creates personalized and quality insurance policies for its clients. If you need a policy, you should contact an agent who may be able to help you get a policy that fits you and your needs.
how does aaa process claims?
Like many other insurance companies, the first step to receiving compensation for your injuries is to file a claim with AAA itself. Insurance is designed to protect drivers financially from devastating accidents. When these accidents do occur, victims can submit a claim through the appropriate insurance company. Through this claim, you are essentially asking your insurance provider to cover and pay for your expenses as promised.
Filing a Claim
According to AAA itself, the filing process has a few different steps and utilizes technology-based platforms. Insurance claims can be filed on AAA’s mobile application, website, or through the telephone. If you feel you have a claim with AAA and want to file, you must first begin by contacting the insurance company to find out whether you are covered and the deadline for filing your claim. During this conversation, be sure to ask about the particular documentation needed for filing, including any required estimates or reports.
Afterwards, you should complete your claim forms and submit it through your chosen AAA avenue. Make sure to include any documentation your insurer requests. After you submit your claim, it will be reviewed by a claims adjuster to make sure that your damages are covered by your policy.
If your claim is approved, a claims adjuster will determine the payout due to you and you will receive a payment. Your first payment may simply be an advance of the total amount owed to you, as you may receive this payout in multiple payments.
If you have been injured or sustained property damage during a car accident, you may want to contact a personal injury lawyer near you before accepting any AAA settlement offer. Insurance companies may invertedly take advantage of your inexperience and offer you a less-than-favorable offer in an attempt to make you settle. If you accept a settlement offer and then later find out that you could have received more, you may be left with an unsatisfactory amount to cover your damages.
HOW CAN A LAWYER HELP ME GET A SETTLEMENT FROM AAA FOR A CAR ACCIDENT?
While proceeding to trial may be the ideal avenue for redress in some cases, many car accident victims choose to settle with their insurance companies outside of court. Accepting a settlement offer often helps victims move on with their own lives and recover from the accident more quickly than victims who choose to proceed to a trial. If you are interested in settling your AAA car accident claim, an attorney may be able to help you. This is because experienced car accident settlement lawyers know how to do the following things:
Unfortunately, it is not always obvious as to who is at fault for a car accident. Regardless, determining fault is a critical step for those who wish to seek redress for their injuries and damages. Different states use various statutes with specific rules for determining who is responsible in an automobile collision. Some states have “at-fault” statutes, while others utilize “no-fault” ones. The fault allocation of your case may be different depending on what type of jurisdiction the accident occurred in. A car accident settlement attorney may be able to help you navigate these statutes to adequately pinpoint the responsible party.
Assess Your Damages and Options
Although there are some generic factors to consider when determining your damages, the calculation itself may still prove to be difficult for individuals unfamiliar with the insurance system. A car accident attorney may be able to help you seek many different types of damages from AAA, including uncommon ones. Thus, it may be especially beneficial to consult with a professional about all of the options and opportunities available to you as a means of compensation.
Navigate the Filing Process
As previously explained, AAA has a specific process for filing an insurance claim with their company. Even if you are not a customer of AAA, you may be forced to deal with their extensive filing procedures if you were involved in an accident with another driver covered by AAA. An experienced personal injury attorney may be able to help you speed up this process by completing and submitting your paperwork in a timely manner.
Potentially Negotiate a Fair Settlement
When dealing with AAA and other large insurance companies, experience and knowledge is extremely important, especially when attempting to negotiate a fair settlement. An experienced lawyer may be able to assist you in conducting negotiations with the insurance company to help you seek a fair settlement amount.
Filing a claim with AAA can be difficult for first-time filers. If you are new to AAA and its filing procedures, you should contact an attorney to help you through the process.
Don’t wait; get help from zinda law group’s PERSONAL INJURY LAWYERS
Car accidents can impose serious hardship onto a victim and their livelihood. These accidents often involve high stakes and substantial dollar amounts. Car accident settlements may also involve intensive fault allocation and legal analysis. If you have been involved in a car accident, you should contact a lawyer who handles AAA car accident injury settlements as soon as possible. An experienced attorney may be able to help you seek legal recourse for any damages related to the car accident and negotiate a fair settlement AAA.
At Zinda Law Group, we have the knowledge and resources necessary to help you pursue the highest compensation possible. Zinda Law Group may be able to provide you with personalized and quality consultation about the specifics of your legal claim. The sooner you contact our office, the better we may be able to serve you.
If you or your loved one sustained injuries in a car accident, call Zinda Law Group at (800) 863-5312 for a free consultation with one of our personal injury lawyers. You don’t owe us anything unless we win your case. That’s our No Win, No Fee Guarantee.
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