Insurance Claims in Truck Accidents

Insurance Claims in Truck Accidents

If you're involved in an accident with a commercial vehicle, it can lead to some confusion over whose insurance do you go after? Is it the driver or is it the company?

It almost always is the company. Commercial drivers are required to have insurance of a certain amount that varies by state and the type of driving they do, but typically because that driver is on the job and in a company vehicle, it's the company's insurance that you go after.

Now that may mean that in a lawsuit that you are pursuing a claim against the driver and the company. The fault of the driver, because it's an employee of the company, is then attributable to the company itself, and so it's their insurance that we would go after, and we would recover money from.