Should I Give a Recorded Statement to the Other Driver’s Insurance Company?Last updated on: February 19, 2018
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After a car accident, there are a lot of steps to take and formalities to follow. If you have never been through the process before, it can be overwhelming and you might not understand exactly what is required of you.
The other driver’s insurance company will contact you, but what if they ask you for a recorded statement? They might tell you it is required in order for them to process your claim. That is not true. You are under no obligation to provide the other driver’s insurance company with a statement. You should not give a recorded statement about a car accident without discussing it with an attorney.
If you or a loved one has been injured in an auto accident, call Zinda Law Group at (800) 863-5312 for a free consultation with a Phoenix car accident attorney.
Your Statement Can Be Used Against You
Any statement you make to the other party or their insurance company can be used against you during the claims process or at trial, if it comes to that. Insurance companies are looking for ways to deny claims, and they can use your recorded statement to help accomplish that goal.
Insurance companies will try to find inconsistencies between the recorded statement and previous statements you made to police officers or in a deposition. These companies will also ask questions to trick you into responses that may ultimately hurt your claim. The insurance adjusters will act like they are trying to help you, when really they are trying to get you to say the things they need to hear in order to deny your claim.
How Should I Respond to Their Request?
They will likely be friendly and courteous when asking if they can record your statement, so be polite in declining their request. Hold your ground and do not let them convince you to give a recorded statement.
Even after you say no, they will try to persuade you that it is the right thing to do in order to move the claim process forward. Resist the temptation to acquiesce and stick to the basics: your name, address, phone number, and occupation. Tell the insurance adjuster that you will make a written statement at a later date. Try not to share many details about the accident, unless you have discussed this with a knowledgeable car accident attorney.
What If My Insurance Company Asks for a Recorded Statement?
If it is your insurance company that wants a recorded statement, your policy might require you to comply. Before giving the statement, it is appropriate to ask the insurance adjuster to point out the language in the contract you signed that requires this.
Get Help from Experienced Phoenix Auto Accident Lawyers
At Zinda Law Group, our Phoenix car accident attorneys have helped thousands of auto injury victims recover compensation for damages related to a crash, including medical bills, property damage, loss of income, pain and suffering, and much more. We will fight tirelessly to protect your legal rights, and as one of our clients, you will pay nothing unless we achieve a favorable settlement, judgment, or verdict.
Call Zinda Law Group today at (800) 863-5312 for a free consultation with one of our Phoenix car accident lawyers. Meetings with attorneys by appointment only.