Uninsured Motorist Accident Lawyers in Round Rock, Texas
CALL (800) 863-5312 TO SPEAK WITH ONE OF OUR ROUND ROCK PERSONAL INJURY ATTORNEYS TODAY
Texas law requires all drivers to have adequate insurance, but not everyone complies. In fact, the Insurance Information Institute has estimated that approximately 8.3% of Texas drivers were uninsured in 2019. If you are involved in a wreck with an uninsured motorist, it is important to contact an experienced personal injury attorney as soon as possible.
Zinda Law Group car accident attorneys are here to help you through this difficult time. We have the knowledge and experience necessary to guide you through each step of the legal process and to help get you the compensation you deserve. Call (800) 863-5312 to speak with a Zinda Law Group personal injury attorney today for your free consultation.
why doesn’t everyone have auto insurance?
There are two major reasons why someone may not have car insurance. The first is that some individuals simply do not have the money to pay insurance companies. For example, the driver may have just lost his or her job, or the individual may not make enough money to make ends meet. The second reason involves driving records.
Many times, reckless, young, or inexperienced drivers end up getting numerous tickets or may be involved in several accidents. These incidents will cause insurance companies to increase their premiums to the point of being unaffordable to the driver.
So, what happens if you are hit by an uninsured motorist? After all, damages from motor vehicle accidents are normally paid by the insurance company of the responsible party. The question of who pays becomes even more crucial if someone is seriously injured or killed. If you were involved in an accident involving an uninsured motorist, it is important to contact a personal injury attorney as soon as possible. Zinda Law Group personal injury lawyers in Round Rock can help investigate your case, determine fault, and explain your legal rights.
who pays if i was the victim of an accident involving an uninsured motorist?
In the state of Texas, many drivers have something called “uninsured motorist” coverage included in their auto policies. This type of coverage will likely add to the driver’s premium each month; however, it also creates a way for the driver to get paid if he or she is involved in an accident with an uninsured motorist. The insurance company will then be able to go after the guilty party, taking legal action against them. The victim of the accident also has the option of taking legal action against the uninsured party.
Unfortunately, your insurance company may not always have your best interests at heart. These companies are in the business of collecting premiums and making money, not paying out large claims. Therefore, if you want to ensure that your interests are protected, you must move forward with legal action yourself. For example, insurance companies have been known to avoid paying claims altogether, resulting in the victim waiting months to get help. This may result in significant financial burdens for the victim, including hefty hospital bills, significant pharmaceutical costs, and substantial property damage expenses.
All of this can add up to you having to go through a long and stressful time of trying to get help from your insurance company and the uninsured motorist. The hospital bills may add up quickly, especially if you are unable to work. This may result in you losing your car, or even your home. An ordeal like this can turn into a nightmare for innocent victims who were simply in the wrong place at the wrong time.
At Zinda Law Group, we are committed to helping accident victims get justice. We understand the complex laws surrounding uninsured motorists and we will fight for your rights. We know that you and your family may be going through a difficult time and may be concerned about your future. This is why we are completely committed to assisting you in each step of your case. If you need a lawyer in Round Rock, contact Zinda Law Group today.
Different types of Car accident injuries
If you have been involved in a motor vehicle accident, you may be suffering from physical or mental injury. Your injuries may be relatively minor, such as bruises or scrapes, or they may be catastrophic, such as internal bleeding or head injuries. These injuries vary in significance, and may include:
Whiplash is a neck injury that occurs due to a forceful, back and forth, movement of the neck. Whiplash is often caused by rear-ending car accidents. Although most people get better within a few weeks, some individuals with whiplash have chronic neck pain or other long-lasting complications.
Traumatic brain injuries are often extremely serious and may cause long-term problems with brain function. It is important to seek immediate medical attention if you believe you have suffered a brain injury as a result of a car accident.
The bumping and jostling that may occur due to a motor vehicle accident can increase the likelihood of internal bleeding. Seeking immediate medical attention is important to ensure this kind of injury does not become life-threatening.
Post-Traumatic Stress Disorder
Not all injuries are physical. After a car accident, you may be suffering from mental or emotional injuries, such as post-traumatic stress disorder. These kinds of injuries can make day-to-day tasks difficult, or even impossible. No matter the injury, if you need a car accident lawyer in Round Rock, contact Zinda Law Group today.
What kind of compensation can i receive?
If you have been injured in a motor vehicle accident, you may be wondering what kind of compensation you are entitled to. There are three main types of compensation, or “damages,” that you may be able to seek. The type and amount of damages will depend on the specifics of your accident, injuries, and property damage. The different kinds of potential compensation are described in more detail, below:
Economic damages are a specific type of compensation meant to reimburse the victim for their out-of-pocket, monetary, expenses. Economic damages are calculated by adding bills, receipts, and other costs. Examples of these damages include:
- Pharmaceutical costs
- Hospital bills
- Future medical expenses
- Lost income
- Property damage
The second type of damages is referred to as non-economic damages. Non-economic damages are also known as “general” damages and are not meant to compensate the victim for monetary losses. Examples of non-economic damages include:
- Pain and suffering
- Loss of enjoyment of life
- Emotional distress
The last kind of compensation that you may receive is “punitive” damages. Unlike economic and non-economic damages, punitive damages are not meant to compensate the victim for their losses or injuries. Instead, punitive damages are meant to punish the wrongdoer and to deter others from repeating those actions. Punitive damages are relatively uncommon and should not be expected from every claim.
If you have suffered injury or property damage due to the negligence or intentional actions of another individual, contact a Zinda Law Group personal injury attorney today. Our team is available 24 hours a day, 7 days a week to discuss your case and help determine what type of compensation you may be entitled to.
statute of limitations
The time limit you have to file a lawsuit is referred to as the “statute of limitations.” This time limit will vary from case to case and from state to state, so it is important to contact an experienced attorney in your state before filing your claim. In Texas, you have two years to file a personal injury lawsuit. This time limit is important, as you may be barred from receiving any kind of compensation if you do not file your claim on time. For example, if you were injured in a motor vehicle accident on January 1, 2021, you will have until January 1, 2023, to file your claim. Contacting an experienced attorney at Zinda Law Group may put your mind at ease knowing that we can help you file your unique case on time.
cONTACT A ROUND ROCK ZINDA LAW GROUP PERSONAL INJURY LAWYER TODAY to discuss your case
Our Texas law firm is committed to assisting you with your case, regardless of its size or complexity. We provide professional legal representation designed to get you the compensation you deserve for your injuries. If you have been involved in an accident with an uninsured motorist, we encourage you to contact us as soon as possible after the accident. The sooner you reach out to us, the sooner we can help you get your life back on track.
If you need a personal injury lawyer in Round Rock, contact us today. Zinda Law Group personal injury lawyers have been providing Texans with exceptional legal representation for years. We have helped countless individuals get the compensation they deserve for their injuries and property damage.
Call a Zinda Law Group personal injury attorney today at (800) 863-5312 to set up your 100% free consultation. You do not pay us a thing unless we are able to win your unique case. That is our No Win, No Fee Guarantee.
Meetings with attorneys are available by appointment only.