Uninsured Motorist Accident Lawyers in Round Rock
With today’s laws so strict about drivers having insurance, you would think that everyone would comply. The truth of the matter is that one in five motorists is uninsured. In Texas, 15% of all drivers on the road are uninsured. It’s almost too unbelievable to be true and yet it is. And what’s worse, these drivers are much more likely to be involved in an auto accident.
Why Doesn’t Everyone Have Auto Insurance?
There are two major reasons why people don’t have car insurance. The first one is that they simply don’t have the money. Maybe they lost their job or don’t earn enough. The second reason has to do with the driving records.
Many times, reckless, young and inexperienced drivers wind up getting a lot of tickets or getting into accidents and the insurance companies go up so high on their premiums that they can’t afford them. This is also the reason why many uninsured motorists are more likely to be involved in accidents. They are bad drivers to start with.
So what happens whenever you get hit by an uninsured motorist? After all, the damages from the accident are normally paid by the insurance company of the responsible party. But if they don’t have insurance, who will pay? This question becomes even more critical if someone involved in the accident is seriously injured or killed.
Many Texas drivers have something called “uninsured motorist” coverage on their auto policy. This type of coverage does add to your premiums each month but it makes a way for you to be paid for your damages if you get involved in an accident with an uninsured motorist. The insurance companies often go after the guilty party, taking legal action against them, and as the injured party, you have the option of doing that as well.
Your insurance company may not have your best interests at heart. They’re in the business of collecting premiums and making money; not paying out claims. If you want to ensure that your interests are protected, then you must move forward with legal action yourself. There have also been instances where the insurance company tried to avoid paying the claim; sometimes they stonewall, making victims wait for months to get help.
All this can add up to you having to go through a long, stressful time of trying to get help from your own insurance company and/or the uninsured motorist. In the meantime, you may be laid up in a hospital, unable to work. The bills pile up quickly and you can lose your car or even your home if you have to be out of work for months. An ordeal like this can turn into a nightmare for innocent victims who were simply in the wrong place at the wrong time.
At Zinda Law Group, we help accident victims get justice. We understand the complex laws surrounding uninsured motorists and we will fight for your rights. We know that you may be under a lot of duress. You may be concerned about your future. Victims usually just want to get the matter settled so they can get back to their old lives.
Our Texas law firm is completely committed to assisting you with your case regardless of the size. We provide professional legal representation designed to help you get the compensation you deserve. We have a solid track record and we give every case our full attention, regardless of the size.
We encourage you to contact us as soon as possible after the accident. Those first few days and weeks are so important. We will begin to gather evidence and information right away in order to build a strong case on your behalf. The sooner you reach out for help, the better. We have been helping Texans for years with exceptional legal counsel and our firm works on a contingency fee basis. That means you don’t have to pay court costs, litigation expenses, or attorney’s fees until we win your case. Call today for your free appointment to discuss your case with one of our specialists.