What to Expect in an Injury Settlement with Nationwide Insurance in Texas
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When a policyholder is injured in a qualifying accident, they may seek compensation from their insurance provider. However, there is no guarantee that a policyholder will be fairly covered for their injuries.
In an ideal world, policyholders may be entitled to a fair settlement amount for their injuries from their providers. However, while Nationwide may claim that customer service is its highest priority, the fact still remains that it is a business designed to protect its shareholders and turn a profit. Fortunately, policyholders may negotiate with an insurance adjustor to dispute a lowball offer.
NEGOTIATING AN INJURY CLAIM WITH NATIONWIDE
Insurance companies are businesses, and operate as such. While insurance companies like Nationwide Insurance may claim to have your best interest in mind, at the end of the day, however, Nationwide may still try and award policyholders with as little compensation as possible.
Your adjuster is aware that the more of a financial bind you’re in, the more likely it’ll be for you to accept a low, but immediate payment on your claim, as opposed to waiting for a higher settlement. Even if you tell the insurance adjustor the minimum amount you’re willing to settle for, you may still be offered less.
Below are some tips that may help you in negotiating with a Nationwide adjustor:
DOCUMENT AS MUCH AS POSSIBLE
If possible, take as many photographs as possible of the accident scene, including any visible injuries you may have. In some instances, an insurance adjuster may not visit you until days after the accident, which could provide time for your wounds to heal and any property damage to be repaired. Photographing and documenting evidence immediately after an accident may assist you in proving the severity of the accident, as well as help negotiate a more appropriate settlement amount.
DETERMINE A MINUMUM SETTLEMENT AMOUNT
Once you have understood the scope of your losses, you should use this information to determine a settlement amount that could adequately cover your damages. Be sure to make an added effort to describe and calculate all the damages you suffered due to the accident. This may include medical bills, treatment costs, pain and suffering, and loss of wages.
KEEP YOUR STORY STRAIGHT
It may be helpful to write down the details of the accident in order to keep your story straight when negotiating with a Nationwide adjustor. Nationwide may attempt to have you change your story of how the accident occurred, or claim that you were responsible for your injuries, as a way to justify providing you with a lower settlement amount.
EXPECT THE “BACK AND FORTH”
While you may expect your initial settlement offer to be turned down, you should not feel obligated to accept Nationwide’s counteroffer if it’s too low. This tactic is common amongst insurance adjustors and is used to determine how much you may fight against their offer and whether the claim may be settled quickly. It is highly recommended that you ask your insurance adjuster to justify their offered settlement amount.
Although these tips may help you seek a fair settlement amount for your damages, the assistance from an experienced attorney with knowledge in Nationwide injury lawsuits is crucial to helping you seek a favorable outcome for your case.
GET HELP FROM EXPERIENCED PERSONAL INJURY LAWYERS
No one wants to haggle with an insurance adjuster over a settlement amount while recovering from injuries after an accident. At Zinda Law Group, our personal injury attorneys may help you seek a fair settlement amount from Nationwide insurance by negotiating with the adjuster on your behalf.
We have the knowledge and resources necessary to help you build the strongest case possible and to seek the maximum compensation you may be entitled to.
Our firm also believes that an injured victim should never have to worry about their ability to afford excellent legal representation. That is why we offer 100% free consultations, and why you pay nothing unless we achieve a favorable settlement, judgment, or verdict for your personal injury claim. That’s our No Fee Guarantee.
Meetings with attorneys by appointment only.