Uninsured Motorist Accidents
While it is Federal law that all drivers must carry a state minimum form of auto insurance, the fact remains that a surprising number of drivers on the road these days do not carry insurance. This is irresponsible not only in the sense that these people are breaking the law, but in the sense that they are putting other drivers in an unfavorable situation as well. After all, being involved in a car accident with an uninsured driver can have terrible consequences not only on the uninsured individual, but for the other party as well. In some cases, the victims of these accidents could even end up being responsible for paying for their own car repairs and medical expenses following such an accident.
Fortunately, if you have been the victim of a car accident in the area of Waco, Texas, and find that the other driver was also uninsured, there are some steps that you can take to avoid having to accept the costs related to the accident. On the other hand, if you sit back and do nothing, you will end up with no choice but to pay the price.
What To Do
If the other driver does not have insurance, then of course there will be no claims to file with any insurance companies other than possibly your own. Still, you should not expect your insurance company to cover any expenses that were directly caused by the other driver. Instead, you may want to begin by contacting the other driver and letting him or her know that you expect to be compensated for your expenses related to the car accident. You may want to include that you will contact an attorney if he or she fails to comply.
In some cases, the driver will feel guilty enough to pay you back at this time. After all, he or she does not want to have to face a court hearing. However, there is also a good chance that the uninsured driver will simply not have the funds to reimburse you for these expenses and will thus refuse your request. In these situations, the only thing that you really can do to get the money you are entitled to is to contact a lawyer and take them to court.
Hiring a Lawyer
Hiring a lawyer who has past experience with uninsured motorist cases means you can get the help that you need when it comes to getting the compensation you deserve. At ZD Law Firm, there are a number of attorneys who have experience and past success with these kinds of cases, so you may want to consider scheduling a free consultation with an attorney to see what they can do for you.
From there, you will have the representation that you need to be approved for the settlement you desire. Even if the driver cannot pay you outright, a court order can have his or her wages garnished to ensure that you receive every penny you deserve.