What is “full coverage” auto insurance and should I have it?

Last updated on: July 15, 2014


Full coverage generally means that you have liability (coverage that applies when you are fault for a wreck), collision (coverage that applies to property damage repairs to your vehicle regardless of fault), personal injury protection (coverage for medical bills and lost wages), and uninsured/under-insured motorist (coverage that applies when an uninsured or under-insured motorist collides into you) coverage.  It is always a good idea to have full coverage because of the high risk of getting into a wreck, especially one with uninsured motorists.  The additional coverage you can carry above and beyond liability often costs just a few more dollars per month.  If you are involved in a wreck, this coverage can pay for itself many times over.

Where Zinda Law Group Practices:

We were founded in Texas and have a team of Austin personal injury lawyers as well as attorneys in Dallas and Fort Worth.

As we’ve grown we expanded out west to El Paso, Texas subsequently into Arizona adding Tucson Personal Injury Lawyers to the firm, as well as adding offices in Colorado including Denver Personal Injury Lawyers and the surrounding cities such as Colorado Springs.

Types of Cases We Handle:

We also have a team of attorneys that have experience serious injury cases such as car accidents, wrongful death and truck accidents.   We also have experience handling more complex cases such as gas explosions and drug injury cases, such as the Taxotere® Lawsuits.