How to Negotiate an Injury Claim with Travelers Insurance
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In the United States, Travelers Insurance is the second largest writer of commercial casualty insurance policies and the third largest writer of personal insurance policies. Although headquartered in New York City, the company has field offices staffed with independent agents and brokers in every state. Because of the size of this insurance company, chances are you, a loved one, or someone you know has at least one policy through Travelers.
If you suffer an injury from a car accident, workplace accident, or other incident, you may find yourself needing to deal with a claims adjuster from Travelers. It has been reported that while some Travelers Insurance claims adjusters are reasonable and pleasant to deal with, others are not so eager to pay you the money you need following an injury. You must remember that an adjuster’s job is to settle lawful insurance claims for as little money as possible. In other words, if the adjuster can get you to agree to a settlement amount that is less than the total cost of your claim, they have done their job successfully.
If you or a loved one has been injured in a crash, call Zinda Law Group at (800) 863-5312 to receive a free case evaluation with our car accident attorneys in Austin, Texas.
Awards & Recognition
AWARDED TO JOHN C. (JACK) ZINDA BY THE NATIONAL TRIAL LAWYERS ASSOCIATION (2016-2020)
AWARDED TO JOHN C. (JACK) ZINDA BY THE NATIONAL TRIAL LAWYERS ASSOCIATION (2017-2020)
AWARDED TO JOHN C. (JACK) ZINDA (2016-2020), JOE CAPUTO (2016 – 2020) & BURGESS WILLIAMS (2016-2017) BY THE NATIONAL TRIAL LAWYERS ASSOCIATION
AWARDED TO JOHN C. (JACK) ZINDA (2009, 2011-2012, 2014-2021), JOE CAPUTO (2019-2021), BURGESS WILLIAMS (2019-2020), NEIL SOLOMON (2020-2021), & CHRISTINA HAGEN (2021) BY SUPER LAWYERS (A THOMPSON REUTERS COMPANY)
MEMBERS JOHN C. (JACK) ZINDA (2017-2020), JOE CAPUTO (2019-2020), BURGESS WILLIAMS (2019-2020), NEIL SOLOMON (2019-2020), COLE GUMM (2019-2020), CHRISTINA HAGEN (2020) & BRENDAN MCQUAID (2020)
LIFETIME MEMBERS JOHN C. (JACK) ZINDA & JOE CAPUTO
AWARDED TO ZINDA LAW GROUP (2016-2019) BY THE AMERICAN INSTITUTE OF PERSONAL INJURY ATTORNEYS
AWARDED TO JOHN C. (JACK) ZINDA IN 2015, 2016, 2017, AND 2020
AWARDED TO JOE CAPUTO (2016-2019) BY THE AMERICAN INSTITUTE OF PERSONAL INJURY ATTORNEYS
AWARDED TO ZINDA LAW GROUP IN 2018 BY INC.
Awarded to John C (Jack) Zinda (2021) by the American Association for Justice
I did not know what to do. I had never been hurt in a wreck before and this was a major accident that was not my fault. I reached out to Zinda Law Group and they were fantastic, answered all my questions, got me help immediately, and took care of everything!!
There comes a time when you need someone in your corner that you can trust. Our time came when we knew we needed the advice and counsel of an attorney. The day we walked into Zinda Law Group we knew we were covered.
There is a reason why this law firm has a 5 star rating. My experience with personal injury attorney Joe Caputo and all of the staff at Zinda Law Group has been excellent... I would definitely recommend Zinda Law Group.
Maria Ciara-Former Client
This is a really great firm! They settled my personal injury case in a year. Throughout the whole process, they were keeping in touch with me and helping me get the best treatment possible. They honestly know what they are doing. It was a pleasure working with these guys.
Everyone was so professional and was very interested in helping me with my issues. They were very upfront and honest about what I could expect.
I contacted Zinda Law Group after getting nowhere on my own with a personal injury case. I am so thankful I did. They took it off my plate and handled everything from appointments, to phone calls, and emails.
How to Negotiate with Travelers
You may find it necessary to negotiate a settlement with a Travelers Insurance claims adjuster. Here are some tips to increase your chances of obtaining a fair settlement that fully compensates you for your injury:
1. Come up with a settlement offer and send it to Travelers Insurance. As soon as possible following an injury incident, you should come up with a settlement figure for your claim. This should account for all the losses you experienced, including lost wages, medical bills, property damage, and pain and suffering, as well as future losses you may experience, such as loss of enjoyment of life and lost future earnings. If in doubt about the amount of your loss, err on the side of overestimating, as opposed to underestimating. Mail a letter with this settlement amount to the claims adjuster handling your claim.
2. Expect your Travelers Insurance claim adjuster to argue with you over your claims value. Your claim adjuster would not be doing their job if they paid your claim without trying to get you to settle for less. In fact, you should expect that the adjuster will counter your initial offer with an unreasonably low offer. This may be your adjuster’s way of seeing if you know what you are doing. If your adjuster makes a low counteroffer, ask that the adjuster justify the amount they are offering.
3. Highlight favorable circumstances of your claim. Your Travelers claim adjuster will be familiar with the basic facts of your injury incident. What your adjuster may not be aware of are favorable details or emotions that accompany your claim. If the injury was the fault of someone else or if you suffered severe physical pain or emotional anguish, highlight these facts and circumstances. Your Travelers Insurance adjuster may be more willing to settle your claim if they feel your story would be sympathetic in court.
Get Help from Experienced Personal Injury Lawyers
Negotiating with an insurance company is a very difficult task, and you should not feel ashamed to ask for help from an Austin car accident lawyer. Adjusters who work for Travelers Insurance are well-trained and can have years of experience in settling injury claims for as little as possible. Even if you are clearly entitled to payment of your claim, feelings of guilt, frustration, or panic are common when dealing with a Travelers Insurance adjuster.
At Zinda Law Group, our team of injury attorneys have helped many clients obtain fair settlements from Travelers Insurance, and we can help you negotiate the best possible settlement as well after your injury. Contact us at (800) 863-5312 today to schedule your free consultation.