The Texas Prompt Payment Act

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The Texas Prompt Payment Act in Austin

Insurance is a highly regulated industry in the state of Texas. If you are around Austin, then you need to understand the prompt payment requirements placed upon insurance companies. One might believe that all insurance companies are willing to deal fairly clients, especially to those who diligently pay into their policy. In exchange, you should receive benefits when you have to cash in on your policy. All too often, though, the insurance companies do not comply with their duty to act in good faith. When they delay, Texas law can protect you. If you end up in this tight spot, the attorneys at Zinda Law Group are willing to help.

The Texas Prompt Payment Act

Chapter 2251 of the Texas Government Code outlines the requirements for payment in the state. That law requires that payments be made within 30 days of their due date. One of the most important provisions of the law is that when an insurance company is late with its payment, it must pay interest charges. This is a powerful law that can act in the favor of consumers when insurance companies drag their feet on paying out a proper claim.

Awards & Recognition

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AWARDED TO JOHN C. (JACK) ZINDA BY THE NATIONAL TRIAL LAWYERS ASSOCIATION (2016-2020)

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AWARDED TO JOHN C. (JACK) ZINDA BY THE NATIONAL TRIAL LAWYERS ASSOCIATION (2017-2020)

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AWARDED TO JOHN C. (JACK) ZINDA (2016-2020), JOE CAPUTO (2016 – 2020) & BURGESS WILLIAMS (2016-2017) BY THE NATIONAL TRIAL LAWYERS ASSOCIATION

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AWARDED TO JOHN C. (JACK) ZINDA (2009, 2011-2012, 2014-2021), JOE CAPUTO (2019-2021), BURGESS WILLIAMS (2019-2020), NEIL SOLOMON (2020-2021), & CHRISTINA HAGEN (2021) BY SUPER LAWYERS (A THOMPSON REUTERS COMPANY)

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MEMBERS JOHN C. (JACK) ZINDA (2017-2020), JOE CAPUTO (2019-2020), BURGESS WILLIAMS (2019-2020), NEIL SOLOMON (2019-2020), COLE GUMM (2019-2020), CHRISTINA HAGEN (2020) & BRENDAN MCQUAID (2020)

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LIFETIME MEMBERS JOHN C. (JACK) ZINDA & JOE CAPUTO

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AWARDED TO ZINDA LAW GROUP (2016-2019) BY THE AMERICAN INSTITUTE OF PERSONAL INJURY ATTORNEYS

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AWARDED TO JOHN C. (JACK) ZINDA IN 2015, 2016, 2017, AND 2020

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AWARDED TO JOE CAPUTO (2016-2019) BY THE AMERICAN INSTITUTE OF PERSONAL INJURY ATTORNEYS

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AWARDED TO ZINDA LAW GROUP IN 2018 BY INC.

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Awarded to John C (Jack) Zinda (2021) by the American Association for Justice

CLIENT TESTIMONIALS
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There is a reason why this law firm has a 5 star rating. My experience with personal injury attorney Joe Caputo and all of the staff at Zinda Law Group has been excellent... I would definitely recommend Zinda Law Group.

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This is a really great firm! They settled my personal injury case in a year. Throughout the whole process, they were keeping in touch with me and helping me get the best treatment possible. They honestly know what they are doing. It was a pleasure working with these guys.

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Everyone was so professional and was very interested in helping me with my issues. They were very upfront and honest about what I could expect.

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I contacted Zinda Law Group after getting nowhere on my own with a personal injury case. I am so thankful I did. They took it off my plate and handled everything from appointments, to phone calls, and emails.

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Insurers’ Duty to Respond to a Proper Claim

Insurance agreements are, in essence, contracts that must be respected like any other contractual agreement. An insurance provider has the duty to pay on the due date as long as you file a proper claim. The state statute does not apply unless the insurance company has received from you a claim with all of the required information. If you are having trouble filing a proper claim, you should get assistance from an attorney. The lawyers at Zinda Law Group help clients in the Austin area file claims that must be respected by insurance companies.

How an Attorney can Protect Your Rights Under this Law

The good news for you is that the law is on your side when it comes to late payments from insurance companies. The bad news, though, is that this law will be no use unless you have an attorney who is able to utilize it. In order to recover damages against your insurance provider or force them to pay your claim, you will need a good lawyer who can help file a lawsuit. A strong attorney will know how and when to file a lawsuit in hopes of forcing the insurance provider into a settlement.

Getting Help from Experienced Attorneys

As you might guess, this is a nuanced field of law. You should seek out an attorney who has experience with insurance companies. A good attorney will be well versed in the Prompt Payment Act. The lawyers at Zinda Law Group understand this statute and others and they work hard for clients when those clients are at the mercy of powerful insurance companies.