Types of Auto Insurance Claims

Insurance companies can be a nightmare to deal with when you need to place a claim. Whether you are the policyholder or placing the claim against the policyholder, either scenario has its own set of problems and red tape. Sometimes it’s just a matter of patience and numerous follow up phone calls, such as with a collision claim to get a minor fender bender repaired. However, there are at least three types of insurance claims that you should always consult with skilled legal help.

Auto Bodily Injury

If you have been injured in an accident that is not your fault, you should consult with an attorney skilled in personal injury suits. This would include any kind of vehicle: boat, motorcycle, RV, four-wheeler, bus, truck, public transit, or auto.

If you have been injured as a pedestrian who was hit by a vehicle, you should also consult with a personal injury attorney. In 2011, Houston and Dallas were rated #9 and #10 respectively in the most dangerous cities for pedestrians by Transportation for America.

Finally, an experienced law firm should always carefully handle any bodily injury claims stemming from an intoxicated driver. These injuries are also typically very debilitating and can affect the ability of the victim to work.

In all the above cases, many injuries are long term and might not even show up until weeks or months later. It’s unfortunate to hear of an accident victim settling for a few thousand dollars of emergency room bills only to find out years later the numerous health issues they have were related to the accident.