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Progressive Insurance prides itself as being one of the best in the business. They offer a number of different insurance policies from home to auto to travel. One of their signature selling points is their discounted insurance. While this may reduce monthly payments, it also reduces the amount that Progressive is willing to offer in compensation after an accident. Progressive is a business like any other. This means they thrive off turning a profit. If Progressive sells insurance at a discounted rate, the only way for them to make money is by offering claim payouts that are even cheaper.
Progressive will do what they can to pay you as little as they can. Protect yourself from being taken advantage of by getting in contact with an attorney that has experience handling personal injury claims and negotiating with insurance companies like Progressive.
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Negotiating an Injury Claim with Progressive Insurance in Texas
Although it does not seem fair, insurance providers like Progressive want to minimize your claim and will use strategies to do so. However, you can deploy a few strategies as well that may be able to help you obtain a better settlement.
Document as much as Possible
There are tons of different ways you can document your claim. It all starts with the scene of the accident. Call the police to the scene so that you have an official police report of what happened. Additionally, take photos of the scene, your property damage, and your injuries. Another way to obtain documentation is by seeking medical treatment. You will have your bills, medical records, and treatment plan from a doctor to back-up your claim. Documentation is incredibly vital to a successful insurance settlement because documentation provides clear evidence of why you are seeking the compensation you have asked for and why it is appropriate.
Determine a Minimum Settlement Amount
Once you accept an insurance company’s settlement offer, it is too late to go back and ask for more. Therefore, you are encouraged to decide the minimum about of money you are willing to accept before starting negotiations. Insurance companies will present you with many offers that seem enticing at first, but it is important to stand firm and not accept anything less than what is appropriate to help you get your life back on track. Figuring out what compensation you may be entitled to is not a simple process, and it may be beneficial to contact an experienced attorney before negotiating with Progressive on your own.
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Keep Your Story Straight
The easiest and quickest way to ruin your chances of a maximum insurance payout is by offering varying accounts of what happened to you. After a traumatic event such as an accident, it can be difficult to remember details and be clear about everything that occurred after the initial accident itself when someone is questioning you. This is understandable and completely normal. Thus, it is helpful to sit down, think hard about what occurred before speaking to anyone, and write it down. Try to remember everything you can. Writing it down will help you keep it straight so that you can present an accurate account of the events and your injuries to the insurance company. Never make anything up or make guesses about what happened. This will only hurt you later on. Tell the truth and tell it consistently.
Get Help from Experienced Nationwide Personal Injury lawyers
Suffering an injury after an accident can be overwhelming. The last thing that any victim needs is the burden of haggling with an insurance company about money. Having an attorney on your side who may seek maximum compensation on your behalf takes the weight off your shoulders and allows you to focus on your recovery.
Our attorneys at Zinda Law Group have the experience to negotiate effectively with insurance companies like Progressive. If the insurance company does not extend the settlement offer that feels right to you, our team may advise you on your options going forward. These options include filing a lawsuit or even going to trial.
Our injury lawyers at Zinda Law Group help victims every day get their lives back on track after suffering an injury by helping them build a strong case against the responsible party. Our lawyers have the negotiation strategies necessary to help you pursue the maximum compensation you may be entitled to.
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