No one anticipates an accident while driving a motorcycle, but you can be mentally and financially prepared should such a critical event occur.
Surviving the traumatic event requires a series of easy steps. Having professional and experienced legal representation will guarantee that you are made financially whole after the accident.
Adequate insurance is key when recouping losses suffered from any motor-vehicular mishap.
During the course of a claim, many issues arise that can deny you an equitable settlement. Fortunately, there are precautions you can take when selecting a policy and filing a claim for the damage caused to your property, and most importantly your health.
Choosing The Correct Policy
Create a detailed account of the value of your motorcycle and all of the contents to ascertain how much insurance is really needed.
You will also need to determine the injury limitations of your policy. Once you determine the dollar amount of coverage, carefully read your policy to make sure it meets your expectations.
Does the policy cover replacement cost or does it cover actual cash value? Actual cash value will factor in depreciation and may leave you with out-of-pocket expenses to replace or repair your property.
Does the policy cover all physical rehabilitation, or does it provide a cap which could leave you with expenses for years to come?
For a free legal consultation, call 800-863-5312
Be aware of the laws of your state.
Are there helmet laws for driving on major thoroughfares? Are there limits to the number of people who can ride the motorcycle? Does your insurance cover only the primary driver or any passengers? What is the statute of limitations?
An experienced attorney can answer these questions and advise you of all contingencies.
Immediately After The Accident—5 Key Steps
Get Medical Treatment
It is important to seek medical treatment as soon as possible after a motorcycle accident. The longer you wait the more you will weaken your claim, because the at-fault driver can then argue that you were not seriously injured.
Additionally, you should follow up with your medical care providers and complete all courses of treatment as prescribed. If you do not show up for appointments or if you decline treatment, it will be noted in your medical records, which the at-fault driver will obtain during the case.
If possible, take photographs of the accident scene and your injuries and get recorded statements from any witnesses. It will help your claim if you can recall as many details of the accident as possible, including:
- What time of day did the accident happen?
- What were you wearing?
- What were the weather conditions?
- Was the other driver texting or otherwise distracted?
- Do you have the contact information for any witnesses?
- What were your injuries?
- Where did you seek medical treatment?
Consult With a Texas Injury Lawyer
Even if you don’t think filing a lawsuit will become necessary in your case, it is best to consult with a Texas motorcycle accident lawyer as soon as you are able to after your accident.
Consulting with a motorcycle accident attorney doesn’t mean you’ll pursue a lawsuit. In fact, with an attorney on your side, you may be able to negotiate a fair settlement with the at-fault driver’s insurance company. Your attorney can provide the legal guidance you need to decide whether you want to take any settlement offers from the insurance company.
If a lawsuit does become necessary, your injury attorney will already be familiar with the facts of the case and will be prepared to continue fighting on your behalf.
Keep Your Case Confidential
It can be tempting to discuss your accident with friends and family and to post about it on your social media pages. Though it is acceptable to give your loved ones general updates on your recovery from time to time, you should keep discussions you have with your injury attorney private.
Additionally, do not discuss your accident on social media at all. Even if you feel that a post simply provides your friends with an update on your well-being, the at-fault driver or their insurance company may use these posts against you.
Stay Involved in Your Case
Your attorney’s job is to represent your interests, but they cannot do so without some assistance from you.
Provide documents that your attorney has requested, return phone calls and emails, and always give updates on your treatment as you move forward in the case. Open, honest communication is one of the pillars of a strong attorney-client relationship—and it will improve your chances of prevailing
Your medical bills and damage to your vehicle are not your only concerns following an accident. There are future medical expenses, lost time at work, transportation costs for medical treatment, childcare while you are incapacitated, pain and suffering and long term effects just to name a few.
The insurance company will try to avoid any payments, even if they are legitimate. Insurance companies are trying to make a profit and will use loopholes only an expert advocate would know.
You need to think of everything before you file a formal damages claim, because once an award is issued by your insurance company or you sign a settlement agreement, it is unlikely that you will be able to come back for more money later. A qualified motorcycle accident attorney can guide you through this process.
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Need Help? Contact Zinda Law Group Today
If you have been the victim of a recent motorcycle accident across the state of Texas, it is critical that you retain the services of an experienced attorney at the very beginning of the process.
Our attorneys are passionate about justice for their clients, and will spare no effort to ensure that you are fully compensated for your damages.
Call 888-659-9392 to schedule a free initial consultation so that we can advise you of your rights and explore your options.