What to Expect in an Injury Settlement with Nationwide Insurance
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Nationwide Insurance is one of the largest insurance companies in the United States. Most people know of the company through its celebrity spokespeople or catchy jingles, but contrary to what the company's slogan says, it is definitely not on your side when you file an injury claim.
Most of us consider insurance our safety net. We rarely have a need to file a claim but diligently pay for the service just in case. Unfortunately, when it is time to file an insurance claim, it can be an overwhelming experience that we are not prepared to undertake. Not only are you navigating a foreign system, but often, it is a traumatic event that has triggered your claim.
Making matters worse is that Nationwide and all other insurance companies base their business models on minimizing claims as much as possible. They keep their doors open by taking in more in premiums than paying out in claims.
If you or a loved one has been injured in an accident with a Nationwide policyholder, call Zinda Law Group at (800) 863-5312 to speak with one of our skilled Dallas car accident attorneys for free.
How Nationwide Handles Claims
No matter how understanding and supportive those at the insurance company appear, it is important to remember that at the end of the day their goal is to limit the value of your claim. If you or the at-fault party has a policy with Nationwide, there are some things you should keep in mind.
Filing a Claim
Filing a claim with Nationwide can be done through its website, its mobile app., or by phone. Once you have filed your claim you will be assigned a claims adjuster who will be able to manage your claim through the website.
When filing your claim, there is some information you should have on hand. The information necessary will vary slightly depending on the nature of the incident. So that your claim moves through the process smoothly, these are some of the items you should have available:
- Date and time of the incident
- Location of the incident
- The policyholder’s contact information
- The cause of the damage
- Any injury details
- A list of the vehicles or property involved
Ensure the accuracy of any information you provide to the adjuster. At this stage, a lawyer can assist you in communicating with the claims adjuster. Remember that all information provided will be scrutinized for possible reasons to limit your claim.
Considering a Settlement
Before communicating a settlement offer to your claims adjuster, be sure you have realized the scope of your losses. You will only get one chance at collecting the compensation you deserve.
When determining the extent of your expenses, it is obvious to consider your immediate property damage and medical bills, but don’t forget to account for your long-term expenses. Take the time to ensure that the settlement offer is adequate to cover any long-term treatment costs, pain and suffering, or lost wages.
Our Dallas Car Accident Lawyers Will Fight on Your Behalf
Obtaining compensation through an insurance company can be overwhelming and intimidating. If you or a loved one is filing a claim, you may need assistance recovering the compensation you are entitled. An experienced lawyer in your area can assist you with obtaining the full compensation available to you.
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