Personal Injury Settlement with GEICO Insurance | Denver
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The Government Employees' Insurance Company is better known as GEICO. You may be familiar with the company because of its eye-catching television ads featuring a gecko or a couple of easily offended cavemen. Those commercials are designed to capture the attention of potential car insurance consumers to make them consider changing their coverage to GEICO. While the advertisements suggest the company has a sense of humor and is easy to deal with, the opposite can be true.
It must be remembered that GEICO is a massive corporation that exists for the sole and exclusive purpose of making money. Like other insurance companies, GEICO turns a profit by selling insurance coverage to consumer and then ensuring the amount of premiums paid exceed the amount the company pays out in settlements. GEICO, as a company, is beholden to the bottom line.
If you have been hurt in a wreck, call Zinda Law Group at (800) 863-5312 for a free consultation with a skilled Denver car accident attorney.
Awards & Recognition
AWARDED TO JOHN C. (JACK) ZINDA BY THE NATIONAL TRIAL LAWYERS ASSOCIATION (2016-2020)
AWARDED TO JOHN C. (JACK) ZINDA BY THE NATIONAL TRIAL LAWYERS ASSOCIATION (2017-2020)
AWARDED TO JOHN C. (JACK) ZINDA (2016-2020), JOE CAPUTO (2016 – 2020) & BURGESS WILLIAMS (2016-2017) BY THE NATIONAL TRIAL LAWYERS ASSOCIATION
AWARDED TO JOHN C. (JACK) ZINDA (2009, 2011-2012, 2014-2021), JOE CAPUTO (2019-2021), BURGESS WILLIAMS (2019-2020), NEIL SOLOMON (2020-2021), & CHRISTINA HAGEN (2021) BY SUPER LAWYERS (A THOMPSON REUTERS COMPANY)
MEMBERS JOHN C. (JACK) ZINDA (2017-2020), JOE CAPUTO (2019-2020), BURGESS WILLIAMS (2019-2020), NEIL SOLOMON (2019-2020), COLE GUMM (2019-2020), CHRISTINA HAGEN (2020) & BRENDAN MCQUAID (2020)
LIFETIME MEMBERS JOHN C. (JACK) ZINDA & JOE CAPUTO
AWARDED TO ZINDA LAW GROUP (2016-2019) BY THE AMERICAN INSTITUTE OF PERSONAL INJURY ATTORNEYS
AWARDED TO JOHN C. (JACK) ZINDA IN 2015, 2016, 2017, AND 2020
AWARDED TO JOE CAPUTO (2016-2019) BY THE AMERICAN INSTITUTE OF PERSONAL INJURY ATTORNEYS
AWARDED TO ZINDA LAW GROUP IN 2018 BY INC.
Awarded to John C (Jack) Zinda (2021) by the American Association for Justice
I did not know what to do. I had never been hurt in a wreck before and this was a major accident that was not my fault. I reached out to Zinda Law Group and they were fantastic, answered all my questions, got me help immediately, and took care of everything!!
There comes a time when you need someone in your corner that you can trust. Our time came when we knew we needed the advice and counsel of an attorney. The day we walked into Zinda Law Group we knew we were covered.
There is a reason why this law firm has a 5 star rating. My experience with personal injury attorney Joe Caputo and all of the staff at Zinda Law Group has been excellent... I would definitely recommend Zinda Law Group.
Maria Ciara-Former Client
This is a really great firm! They settled my personal injury case in a year. Throughout the whole process, they were keeping in touch with me and helping me get the best treatment possible. They honestly know what they are doing. It was a pleasure working with these guys.
Everyone was so professional and was very interested in helping me with my issues. They were very upfront and honest about what I could expect.
I contacted Zinda Law Group after getting nowhere on my own with a personal injury case. I am so thankful I did. They took it off my plate and handled everything from appointments, to phone calls, and emails.
Filing a Claim With GEICO
Once you file a claim with GEICO, the claim is assigned to a claims adjuster. A claims adjuster accumulates the information from the accident and applies a generic approach to settling your claim. The claims adjuster simply plugs the particulars into a computer program or researches your injury in a claims book that is the baseline for the insurance industry regarding payment for particular injuries.
For example, assume you have a broken hand from striking the dashboard of your car in the accident. The adjuster researches that particular injury code and derives a settlement amount based on the industry standards. The claims adjuster then offers you that sum to settle your claim. While unbiased, this procedure hardly seems fair because each accident is different. Injuries are specific to the person involved.
If you required surgery to repair your broken hand, then the expected settlement amount according to industry standards may be insufficient. If you have missed work because of the injury, your settlement amount should be higher. Consequently, you must take a strong bargaining position against GEICO’s claims adjusters to be able to receive the compensation you deserve for your loss.
Suggestions To Strengthen Your Bargaining Position With GEICO in Denver
You should expect that the GEICO claims adjuster will deny your first demand for settlement. The adjuster will expect you to come down to something satisfactory for them. The key to a just and fair settlement is to convince the adjuster that you deserve greater compensation than the industry standard dictates. You make your case before you ever speak with the adjuster. You must build a strong case and be prepared before you make a settlement demand. Here are a few steps you can take to strengthen your position:
- Make sure you have all of your facts straight and all of the documents generated from the accident ready for reference. You should have police reports, medical bills, repair bills, and lost wages compiled before you attempt settlement negotiations. An important part of making your case is taking photographs of the damage to your car, your injuries, and the accident scene if possible.
- You should ask your doctor to prepare a report that discusses the extent of your injuries, the recovery process, whether you suffered a disability from the crash, the duration or permanency of the injuries, and the likelihood that you make a full recovery.
- Establish the amount that will force you to walk away from negotiation and file a lawsuit. Insurance companies know that lawsuits can cost them more money in the end. Taking a firm stance may force them to reconsider their position and offer you a just settlement amount.
Our Denver Car Accident Lawyers Can Help
Negotiating with claims adjusters is very difficult. The best option for you might be to have experienced car accident attorneys negotiate on your behalf.
At Zinda Law Group, our Denver personal injury attorneys have successfully negotiated settlements with GEICO and will work diligently to reach a fair and just resolution of your claim. Contact us at (800) 863-5312 today to schedule a free consultation and learn how we can help you with your claim against GEICO.