How Do I File A Claim On A Ridesharing Accident?

Last updated on: September 14, 2022

Ridesharing has become increasingly popular in the last few years. Whether you’re hitting the town for drinks with friends or need a ride to the airport, the convenience of ridesharing can’t be beat. But what if the ride does not go as planned and you end up in an accident? With ridesharing being so new, it can be confusing to know who is at fault when filing a claim. Read more, for tips on how to determine liability and what you can expect when dealing with a ridesharing accident. 

If you or a loved one has been injured in a car accident with Lyft, Uber, or another ridesharing service, call Zinda Law Group at (800) 863 5312 for your 100% free consultation. You will not pay us anything unless we are successful in winning your case.

How Lyft’s Insurance Coverage Works

To file a personal injury claim, you should understand whose insurance will be responsible for covering the accident.

Drivers for Lyft and other ridesharing companies are usually classified as independent contractors rather than employees of that company. This means that the company will not be liable for the negligent actions of their drivers. Even if the accident was entirely the Lyft driver’s fault, you will not be able to sue Lyft directly.

However, these companies require that their drivers carry personal auto insurance policies, providing additional insurance coverage in certain circumstances. Insurance coverage will vary depending on the status of the driver at the time of the accident.

Here are some situations to consider:

1. The Lyft Driver Was Carrying a Passenger

When a Lyft driver is on a trip with a passenger, the driver is covered by Lyft’s primary liability insurance, which covers up to $1,000,000 per accident.

If a Lyft driver hits you or your car while they are carrying a passenger, Lyft’s coverage should be available to you. In this case, your insurance company should reach out to Lyft’s insurance.

2. The Lyft Driver is in Driver Mode, But No Passenger

In the event that a Lyft driver was in driver mode, but did not have a passenger in their car at the time, Lyft has contingent liability coverage as follows:

  • $50,000 liability coverage per person
  • $100,000 liability coverage per accident
  • $25,000 property damages coverage

This coverage will kick in if the driver’s personal insurer denies coverage of the accident.

3. The Lyft Driver Was Off Duty

If the Lyft driver was not on duty during the accident, then the liability coverage above will not apply. You will need to file a claim against the driver’s personal insurance company.

Following an accident with Lyft, contact Zinda Law Group for a free consultation and to discuss which of the above situations is applicable to your case. 

What Should I Do After a Lyft Accident?

It is important to understand what to do following a Lyft accident, not just for your future legal claim, but also for your physical and mental well-being. These steps include: 

Seek Immediate Medical Attention

Always seek immediate medical attention for any injuries you have sustained. Get and maintain any medical reports or documentation, as you will need them to receive compensation for your injuries. 

Report the Accident

You should also report the accident to local law enforcement. Law enforcement officers will be able to create an official police report, which may be crucial in determining fault in your future lawsuit. 

Obtain Information From All Parties

After the accident, make sure to write down or take pictures of everything you need to file the claim. This can include:

  • Contact information of all parties 
  • License plate numbers
  • Insurance cards
  • Driver’s licenses 
  • Pictures of the cars and scene.

Contact an Experienced Personal Injury Attorney

Lastly, it is important to contact an experienced personal injury attorney at Zinda Law Group. Our team can help investigate your case and guide you through the entire legal process, from the initial filing to the final judgment. 

If you have been injured in a Lyft accident, contact Zinda Law Group for a free consultation. Our team is available 24/7. 

Don’t Wait to File a Claim

It is essential to file a claim as soon as possible after the accident occurs. Some insurance companies require notice of an accident within 24 hours. You should also report the accident to Lyft immediately. You can report an accident directly from Lyft’s website 24/7.

If you have any questions regarding filing your claim or reporting the accident, Contact Zinda Law Group today. 

Contact Zinda Law Group for a free consultation

At Zinda Law Group, our team of experienced ridesharing injury lawyers have helped countless car accident victims successfully recover compensation for medical bills, property damage, loss of income, pain and suffering, and more.

Call a Zinda Law Group personal injury attorney today at (800) 863 5312 to set up your free initial consultation. You do not have to worry about paying us anything unless we are able to win you compensation in your case. That is our “No Win, No Fee Guarantee.”

Meetings with attorneys are available by appointment only.