What If I’m Injured in an Uber Car Accident?

Is Uber Liable for My Injuries?

Understanding who to hold liable for your injuries after an Uber car accident can be difficult, which is why it’s in your best interest to have a knowledgeable car accident attorney on your side.

There are many factors that will ultimately determine who is responsible for compensating you for damages such as medical treatment, property damage, lost wages, pain and suffering, and more.

The Uber Driver Was Carrying a Passenger

When an Uber driver is on a trip with a passenger, the driver is covered by a $1 million dollar liability coverage policy and a $1 million uninsured/underinsured coverage policy. This is to ensure that even if the Uber is involved in a crash with someone who does not have insurance, you as the passenger will be covered.

Most personal insurance policies do not apply when a driver is engaged in commercial activity, such a providing rides for Uber. This is why Uber provides additional liability coverage to their drivers when they are carrying passengers. If an Uber hits you or your car while they are carrying a passenger, this kind of coverage should be available to you.

The Uber Driver Was Between Rides

If an Uber driver did not have a passenger in the car when they hit you, but was waiting to match with a rider, Uber provides additional insurance policies for this scenario:

• $50,000 liability coverage per person
• $100,000 liability coverage per accident
• $25,000 property damages coverage.

This coverage will kick in if either the driver’s insurer denies coverage of the accident, or if the driver’s personal insurance limits are lower than these amounts.

The Uber Driver Was Off Duty

If the Uber driver was not on duty during the accident, then the liability coverage above will not apply. You will need to file a claim against the driver’s personal insurance company.

What Damages Can I Collect?

• Past and future medical expenses
• Lost Wages
• Pain and Suffering
• Property damage
• Emotional Distress
• Loss of enjoyment of life
• Punitive damages (in some cases)

It is important to keep in mind that just because Uber has liability coverage does not mean that it will be easy to recover from them. They will still try to minimize your claim as much as possible and attempt to negotiate a settlement that is far less than the full amount of liability coverage.

Our Tucson Uber Car Accident Lawyers Can Help

If you or a loved one has been hurt in an Uber car accident, our Tucson injury attorneys will fight tirelessly to protect your rights and help you seek the maximum compensation available. As our client, you won’t pay any upfront costs, and you won’t owe a dime unless we win your case.

Call Zinda Law Group today at (800) 863-5312 to speak with a Tucson car accident lawyer for free. Meetings with attorneys by appointment only.