What to Do if You Were in a Rideshare Accident

Last updated on: November 30, 2022

Call (800) 863 5312 to speak with rideshare accident injury lawyers at zinda law group for free

Rideshare apps, such as Uber or Lyft, are extremely convenient ways of getting around town when you do not have your own car, or when out drinking with friends and are unable to get behind the wheel of a vehicle. Unfortunately, however, accidents involving rideshare vehicles are not unheard of. In this case, you may be wondering what to do and whether insurance will cover your various injuries.

Fortunately, our team is here to investigate your case and help answer any questions you may have. If you were involved in a rideshare accident, contact Zinda Law Group at (800) 863 5312 for your 100% free consultation. As always, you will not pay us anything unless we are successful in winning your case.

Steps to Take After a Rideshare Accident

If you’re injured in a car accident as either a passenger of, or a driver for, a ride-hailing company like Uber or Lyft, you may wonder how your claim will differ from that of a normal vehicle wreck. Overall, the process is a lot like a normal car accident. This means that you should take similar steps as you would in a normal motor vehicle accident. Steps to take after a rideshare accident include:

1. Check for Injuries

First and most importantly, you’ll want to seek medical care if needed, so it is important to check for injuries. For any major injuries, call an ambulance right away. Otherwise, be sure to contact your regular healthcare professional as soon as possible. A medical professional will be able to document all of your injuries, even those you are unaware of. Documenting the full extent of your injuries will be important when discussing compensation amounts, so it is important to maintain copies of all medical records.

2. Contact Local Law Enforcement

Next, you should make sure that local law enforcement, such as the police, have been notified about the accident. This step is important, as police officers will be able to investigate the scene, determine fault, and create an official report. This police report may be crucial for proving who was at fault in your future rideshare accident lawsuit. For this reason, it is important to get and maintain the police report once it has become available.

3. Document the Scene

If possible, you will want to be sure to get the contact and insurance information on the other driver, a crash report, and any pertinent information from the police. You will also want to get the contact information of any witnesses, as they may need to testify about what they saw. Taking photos of the scene of the accident, any injuries, and both vehicles can also help support your case. Be sure to take pictures from all angles and distances. Further, you will want to write down everything you can remember about how the accident occurred, as your memory may start to fade before your case is settled.

4. Consult an Attorney

In addition, don’t make any statements to the insurance companies without first consulting an attorney. This can prevent any common mistakes that could jeopardize your claim. There are many other benefits to hiring an attorney. For instance, an attorney can help investigate your case, determine who was at fault for the accident, interview witnesses, and fight for your legal rights in front of a judge if a favorable settlement cannot be reached.

Involved in a rideshare accident? Contact Zinda Law Group today to get started on your legal claim. We can help you through each step of the legal process, from start to finish. Further, we can help explain what steps to take after being involving in an accident with Uber or Lyft. Following these relatively simple steps can not only help keep you safe but can help maintain your future legal claim.

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Are Uber and Lyft Drivers Required to Have Insurance?

Although often similar, where Uber and Lyft car accidents differ from normal motor vehicle accidents is the source of recovery. Lyft and Uber require their drivers to be covered under a commercial insurance policy. Typically, if the driver app is on, Uber and Lyft drivers will be covered under the insurance policy of their rideshare company. However, the amount of coverage drivers are eligible for will be determined by whether the individual was searching for a passenger or actively engaged in an Uber and Lyft ride, either as a driver or passenger.

If you are an Uber or Lyft driver and get into an accident while your app is on and you are searching for a passenger, you are usually covered under a liability insurance policy for a lesser amount. Typically, this will be up to $50,000. Most of the time, you will only be eligible for the $1 million in coverage if you are on an active job. If your app is off, your car accident will be covered under your personal insurance as normal.

Each insurance company handles how they deal with drivers who are using their personal vehicle for ridesharing in different manners. Be sure to check your personal insurance policy to see if your policy allows your vehicle to be used in the ridesharing business.

Call Zinda Law Group attorneys today to discuss your case. Our team can help investigate the other drivers’ insurance policies and negotiate with these companies to help you pursue the maximum amount of compensation available in your specific case.

Whose Insurance Will Cover a Rideshare Car Accident?

After being involved in a rideshare accident, you may be curious as to whose insurance will cover your medical bills, pain and suffering, property damage, and more. The answer to this question will likely depend on who was at fault for the accident: the rideshare driver or the other driver.

The Uber or Lyft Driver is at Fault

On an active ride, both the driver and passenger are often protected under a $1 million commercial insurance policy. If you are a passenger and your rideshare driver causes the accident, you are protected under this policy.

Another Driver is at fault

If an outside driver caused the wreck, typically their insurance will pay for the damages. If the insurance coverage of the at-fault driver is inadequate, the rideshare company’s underinsured motorist coverage will kick in.

After your accident, if you are not badly injured, stay calm and wait for the police to arrive. The police will investigate the scene and produce an official report, which may include who they believe was the at-fault party. This will help you determine whose insurance will cover a rideshare car accident. If you are still unsure, however, contact Zinda Law Group today. We can help in every aspect of your motor vehicle accident claim.  


Involved in a rideshare accident? Contact Zinda Law Group today

Before you become a passenger or driver for a rideshare company, it is recommended you check their website to make sure they are properly insured. If you were in an Uber or Lyft accident and need help recovering for medical expenses, lost time at work, or other damages, contact an Uber accident attorney for help. Our Uber and Lyft accident lawyers have experience negotiating and standing up to the insurance companies and can help ensure you get the compensation you are entitled to after an accident.

If you have been involved in an accident with Uber or Lyft, call a Zinda Law Group personal injury attorney today at (800) 863 5312 to set up your free initial consultation. You do not have to worry about paying us anything unless we are able to win you compensation in your case. That is our “No Win, No Fee Guarantee.”

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