What Can I Do If I Was Hit by an Uninsured Driver?

How Can I Recover Compensation?

All states require drivers to carry insurance; unfortunately, there are those on the road that are not adequately insured.  Normally, the driver at fault would have to pay for the damages and compensate you for expenses. However, it is likely that if a driver does not have adequate insurance, they will not have the cash on hand to cover the significant injuries that can result from a car accident. If they don’t have enough insurance or enough assets to collect in a lawsuit, you may wonder what your options are for receiving the compensation you deserve.

You may be able to receive compensation from your own insurance carrier even if the other driver was at fault. Purchasing uninsured and underinsured motorist protection as part of your insurance policy will allow you to seek compensation from your own insurer.  This coverage is designed to cover your expenses if you are in an accident with a driver that fails to carry adequate liability insurance. In the unfortunate event of an accident, with this coverage, your insurance would cover your car repairs, property damage, and medical bills. This type of coverage is not included in all policies, so consult your insurer to determine if you have this type of coverage and your policy limits.

What to Do After the Accident

After a car accident with an uninsured driver, there are steps you should take that ease the process of seeking compensation. Immediately following an accident, call the police. Law enforcement will be able to look up the driver’s information and verify if they have current insurance on the vehicle. Additionally, the officer will complete a police report. The report will assist you in communicating the events to the insurance company, or if necessary, in the event of a lawsuit.

Next, contact your insurance company and inform them that you were hit by an uninsured driver. You will need to file an uninsured motorist claim with your insurance provider. It is important you contact your insurer and file your claim promptly. Frequently, uninsured or underinsured motorist protection only allows for a limited window after the accident to file a claim.

Do I Need a Lawyer?

Obtaining compensation through an insurance company can be overwhelming and intimidating. If you or a loved one is filing a claim, you may need assistance recovering the compensation to which you are entitled.

If you do not have uninsured/underinsured motorist protection in your policy, your only option for seeking compensation for your injuries may be through a lawsuit. An experienced personal injury lawyer in your area can assist you in determining your options and pursuing compensation.

Our Tucson Car Accident Attorneys Can Help

At Zinda Law Group, our Tucson auto accident lawyers have helped thousands of crash victims recover compensation for such damages as medical bills, lost wages, property damage, and pain and suffering. We will fight tirelessly to protect all your legal rights, and as one of our clients, you will pay nothing until we achieve a favorable settlement, judgement, or verdict in your case.

Call Zinda Law Group today at (800) 863-5312 for a 100% free consultation with one of our experienced Tucson car accident lawyers. Meetings with attorneys by appointment only.