How to Negotiate an 18-Wheeler Settlement with Acadia Insurance

Last updated on: February 16, 2022

Call (800) 863-5312 to Speak with an 18-Wheeler Accident Lawyer for Free


Truck accidents can create large amounts of damage to both persons and property. Accidents involving 18-wheelers should be handled carefully, as there are often multiple parties involved. Because of this, these claims are more complex than accidents involving solely passenger vehicles.

Acadia Insurance specializes in commercial property casualty insurance and provides insurance to various types of transportation companies. If you get in an accident with an 18-wheeler, you may have to deal with Acadia in order to negotiate a settlement.

You should file a claim with Acadia as soon as possible after the accident. Acadia will review your claim and assign a claims adjuster to your case. Understanding how much your claim is worth and how the negotiation process works will be beneficial in negotiating a settlement with Acadia.

If you or a loved one was involved in an accident with an 18-wheeler, call Zinda Law Group at (800) 863-5312 for a 100% free case evaluation with our trucking accident attorneys.

Determine the Value of Your Claim

Before you can start to negotiate a settlement, you will need to determine the value of your claim. The value of your claim will depend on a variety of factors, such as:

Type and severity of injuries sustained
Permanent effects of injuries
Lost wages
Medical Expenses
Pain and Suffering

This is just an example of some of the factors that go into determining the value of your claim. If you need assistance determining how much your claim is worth, you may want to consult a semi-truck accident attorney. A lawyer can assess your situation and help you understand where to begin the negotiation.

Send a Demand Letter

Once you understand how much your claim is worth, send a demand letter to Acadia. The demand letter should specify the amount you are requesting from them. Be sure to include any documentation that supports these figures.

The First Offer: Take it or Leave it?

Acadia’s first offer will likely be lower than the amount you requested in the demand letter. One reason is that Acadia, like other insurance companies, seeks to find ways to save money each year. Insurance companies achieve this goal by trying to pay out as little in claims as possible.

Acadia and other insurance companies have extensive experience negotiating claims daily. They will likely try to delay the process in hopes that you will become frustrated with the process and accept a smaller settlement offer than your claim is truly worth.

Make a Counteroffer

You should not feel pressured to take the first offer that Acadia makes. Because insurance companies are looking for ways to save money, they also have an incentive to settle a case before it goes to trial. Settlement negotiations are therefore beneficial to both parties.

Get Help from Our 18-Wheeler Accident Lawyers

At Zinda Law Group, our trucking attorneys have extensive experience negotiating settlements with Acadia and other insurance companies. We have the knowledge and resources necessary to help you seek maximum compensation for your damages.

Our firm also believes that a personal injury victim should never have to worry about the ability to afford legal representation. That is why we offer 100% free consultations, and why you will pay nothing unless we achieve a favorable settlement, judgment, or verdict for your personal injury case. That’s our No Fee Guarantee.

If you or your loved one is trying to negotiate an 18-wheeler settlement with Acadia, call Zinda Law Group at (800) 863-5312 to receive your free consultation with our personal injury attorneys.

Meetings with attorneys are available by appointment only.