How Long Does It Take to Negotiate an Injury Settlement with USAA?

Last updated on: May 30, 2018

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The United Services Automobile Association, commonly known as USAA, provides insurance to those who have served in the military and their family members. USAA uses the fact that they supply insurance to military families extensively in their marketing pitch and often target advertising in a way that makes many think it is a nonprofit company set up to serve the military.

In reality, USAA is a for-profit insurance company, and like other major insurance companies, it ensures profits by minimizing payouts on claims.

If you are having to negotiate an injury claim with USAA after an automobile accident, call Zinda Law Group at (800) 863-5312 for a free consultation with an experienced El Paso car accident lawyer.

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How USAA Handles Injury Claims

Compared to other insurance companies, the claims paid out by USAA tend to vary more widely between adjusters. Also, many have observed that USAA, at times, is more reasonable with payout amounts than other companies. However, the time it takes to negotiate your settlement will depend on the injuries sustained.

If you are seeking compensation only for property damage, such as damage to your car, you will likely get a settlement offer quickly and have little ability to negotiate the amount of compensation. If you are seeking compensation for personal injuries or a combination of personal injuries and property damage, the process may take longer and require back and forth to obtain the compensation you deserve.

How to Negotiate with USAA

If you believe you deserve a large amount of compensation for your injuries, the time it takes to resolve your claim will depend on the willingness of both you and the adjuster to compromise.

But don’t be in such a hurry to obtain compensation that you accept the first offer. Not only will the first offer likely be below what you are entitled, but rushing into a settlement before you are fully aware of your future medical expenses may have devastating consequences. Remember, you only have one opportunity at settlement.

In instances where personal injuries are involved, it is incredibly beneficial to work through an experienced car accident attorney. Your injury attorney can handle the back and forth of negotiating an appropriate settlement amount.

Additionally, it may be necessary to walk away and file a lawsuit. Compared to other insurance companies, USAA tends to dramatically increase settlement offers once a lawsuit has been filed. While filing a lawsuit is not the ideal outcome of negotiations, sometimes it is the only way to get the compensation you are entitled.

Our El Paso Accident Attorneys Can Help You

Dealing with an insurance company after an injury can be overwhelming and intimidating. If you or a loved one is filing a claim, you may need assistance from an experienced lawyer in your area.

At Zinda Law Group, our El Paso injury lawyers have helped thousands of accident victims get their lives back on track after suffering an injury. We have the knowledge and resources necessary to help you build the strongest claim possible and seek maximum compensation for medical bills, property damage, lost income, pain and suffering, and much more.

Our firm also believes you should never have to worry about being able to afford superior legal representation. That is why we offer 100% free consultations and why you will pay nothing unless we win your case. That’s our No Fee Guarantee.

If you have been injured in a car accident, call Zinda Law Group at (800) 863-5312 to receive your free consultation with one of our experienced car accident lawyers in El Paso.

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