Hiring an Attorney After an Uninsured Motorist Accident

Last updated on: November 4, 2022

Call (800) 863 5312 to speak with car injury lawyers at zinda law group for free

If you have been involved in an uninsured motorist accident you may be wondering whether you need a personal injury attorney to help you pursue compensation for your various injuries and property damage. Although there are several benefits to hiring an attorney, there may be certain situations where you may not need one.

If you are unsure of whether to hire an attorney, call Zinda Law Group today at (800) 863 5312. Your initial consultation is 100% free  and you will not pay us anything unless we are successful in winning your case.

Pros and Cons of Hiring an Attorney After a Car Accident

Many individuals who’ve been involved in a car accident subsequently discover that the at-fault driver did not have insurance. In this scenario, the question to ask the victim is, did you have uninsured motorist coverage at the time of the collision? If so, you would be covered when that other driver does not have insurance. If not, oftentimes, there is no source of recovery, and the damages that you suffer go uncompensated.

It makes absolute sense to always have uninsured motorist coverage because of the high amount of uninsured motorists on the roads, as well as the low cost that coverage is on a monthly basis. You can typically expect to only pay five to ten dollars more per month for uninsured motorist coverage, which will come in handy if you are ever involved in a wreck with an uninsured motorist.

If you have been involved in a car accident and discover the other driver did not have insurance, it may also be beneficial to hire an experienced attorney. There are many benefits to hiring an attorney, including:

It Can Save Time and Reduce Stress

First and foremost, hiring an attorney can help you save time and reduce your stress. Car accident claims require complex legal documents and often require extensive negotiations with insurance companies. Attorneys can handle these time-consuming tasks for you while you focus on your recovery. Reducing your stress is also beneficial for your physical wellbeing. Attorneys can handle the stressful parts of your legal claim, including speaking with insurance companies and filing the appropriate documents on time.   

Hiring an Attorney Can Quickly Preserve Evidence

Hiring an experienced attorney helps to ensure that all available evidence is gathered and preserved. Quickly preserving evidence is extremely important to help build any case. An attorney with experience in motor vehicle accidents will know what kind of evidence is important and where to find it. This may be overlooked by an individual representing themselves, as they may be unsure of what evidence is important or how to properly preserve it.

You’ll Have a Better Understanding of Your Claim

Personal injury attorneys can provide you with a better understanding of your claim, including how much your case may be worth and what damages you should be claiming. Without an attorney with experience in car accident cases, you may be under-claiming or over-claiming damages, which may negatively affect your case and reduce your settlement amount.

The Insurance Company Might Delay Your Claim

Insurance companies use various tactics to avoid paying high settlement amounts. For instance, they may try and delay or even deny your claim. This is especially true if they know the claimant is unrepresented, as experienced attorneys understand these tactics and know how to deal with insurance companies.

Adjusters are Persuasive and You May Fall for Their Trap

Insurance adjusters are trained to focus on the company’s bottom line. This means that they will use various tactics in hopes you will accept a lower settlement amount than you deserve. For instance, they may try and claim that your injuries are pre-existing. Hiring an attorney with experience in handling insurance companies may help you avoid these traps and prevent you from accepting a low settlement amount.

Reduced Stress About Financial and Physical Recovery

Stress has been shown to negatively affect your health and wellbeing. For instance, stress can cause headaches, depression, chest pains, and muscle tension. Personal injury attorneys can help limit your stress regarding financial and physical recovery by guiding you through the entire legal process and negotiating with insurance companies on your behalf to help you pursue the maximum amount of compensation available in your case.

Contact Zinda Law Group today for more information on how hiring an attorney may be beneficial in your case.

When to Hire an Attorney for Motorist Accidents

Deciding when to hire an attorney for motorist accidents can sometimes be difficult and depend on many different factors. For instance, the decision may come down to how badly you were injured, your level of insurance coverage, or whether you were working at the time of the accident. Below includes more information on when to hire an attorney for motorist accidents:

If You are Badly Injured, Get an Attorney for the Car Accident

If you have been badly injured in an accident, you should consider hiring a personal injury attorney, as medical bills add up very quickly. To receive compensation for your medical bills and property damage, you will likely have to deal with insurance companies. Experienced attorneys will know how to deal with insurance companies to help you pursue the maximum amount of compensation available.

If You Have Medpay Coverage, Hire an Attorney in a Car Accident Case

Medical payment coverage, or “MedPay,” is an additional coverage option for certain auto insurance policies. This coverage is meant to pay for the medical expenses for you and your passengers, regardless of who was at fault for the accident. An attorney can help you submit your MedPay claim and help you pursue the maximum amount of available compensation.   

If You Were Working During the Car Accident, Hire an Attorney

If you have been injured while working, an attorney can help you file the appropriate documents and determine whether your accident was covered by workers’ compensation, or if you will have to file a third-party injury claim.

If you have been involved in any of these scenarios, contact Zinda Law Group today. We can help you pursue the maximum amount of compensation available in your specific case.

When Not to Hire an Attorney

In reality, you do not always need to hire an attorney. In fact, there are certain situations where hiring an attorney may not be beneficial for you. Examples of when not to hire an attorney include:

If a Colleague Was at Fault for Your Accident, You May Not Need a Personal Injury Lawyer

If you were injured in a car accident by a colleague while working within the scope of employment, you may not necessarily need a personal injury attorney, as the employer will likely be held liable under the doctrine of “respondeat superior.” Under this principle, the employer is held responsible for the wrongful acts or negligence of an employee, so long as the incident occurred within the scope of employment.

If the employee was not working under the scope of employment, however, you may need to hire an attorney to prove liability and negligence. For instance, if the accident occurred after the colleague decided to skip work for the day and drive to the beach instead, the employer will not likely be held liable for any resulting damages.

If You Aren’t Hurt, You May Not Need a Lawyer for a Car Accident

Some motor vehicle accidents are extremely minor and do not cause any injuries. If this is the case, then you may not need an attorney, as there will not be much an attorney can help you with. For instance, assume you are in a fender-bender with another vehicle at a stop light. The other driver was moving so slowly that there is no property damage or subsequent injuries. In this scenario, there are no damages for you to be reimbursed for, and, as such, no need for a car accident lawyer.

If you have been involved in an accident and are unsure of whether you need an attorney, contact Zinda Law Group today. We can help investigate your situation and discuss whether hiring a personal injury attorney will actually benefit you.

Things to Consider When Hiring a Car Accident Attorney

There are many things to consider when hiring a car accident attorney. Three of these elements include the attorney’s reputation, referrals, and structure of pay. The following are important to consider, as they may affect the happiness with your legal representation later on:


If you are considering hiring a car accident attorney, always check their testimonials and see how respected they are in the community. If an attorney hides testimonials or is reluctant to discuss their reputation, they may be hiding something.

Zinda Law Group clients have left over 1,000 5-star reviews on Facebook, Yelp, and Google. Our client testimonials are easy to find and available to you here.


You may also ask others in the community, such as friends or family members, who they recommend as an attorney. You should also keep in mind, however, that different types of cases require different types of expertise, so be sure to ask for referrals of attorneys who have handled car accident cases.

At Zinda Law Group, we focus on client satisfaction. In fact, our client satisfaction rating is 95%.

Structure of Pay

You will also want to ask about an attorney’s pay structure before hiring one. Be sure to examine the pay structure closely and get all details upfront. This will lessen the risk of hidden fees later on. Some attorneys, for example, require expensive retainers before they will begin working on your case. Others work on an hourly rate, which may add up quickly, depending on the complexity of your case.

At Zinda Law Group, we do not ask our clients to pay any retainers or for their first consultation. Further, we work on a contingency fee basis. This means that you do not pay our attorneys any upfront fees or costs. Instead, you only pay us if we are successful in winning your case.

If you have been involved in a car accident, call a Zinda Law Group personal injury attorney today at (800) 863 5312 to set up your free initial consultation. You do not have to worry about paying us anything unless we are able to win you compensation in your case. That is our No Win, No Fee Guarantee..