What is Personal Injury Protection coverage and should I carry it?Last updated on: July 15, 2014
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Personal Injury Protection (“PIP”) coverage is optional, voluntary coverage that provides benefits for insureds injured in motor vehicle collisions. PIP covers medical bills and lost wages up to the applicable policy limits. It is “no fault” insurance, meaning you can receive policy benefits under the coverage even if you caused the collision. All drivers should carry Personal Injury Protection (“PIP”) coverage because premiums for it are low and the underwriter does not have a right of subrogation, meaning that you do not have to repay the PIP benefits if you recover money from another insurance company for the same incident.
Where Zinda Law Group Practices:
Our car accident law firm was founded in Texas and has a team of Austin personal injury lawyers as well as attorneys in Dallas and Fort Worth.
As we’ve grown we expanded out west to El Paso, Texas subsequently into Arizona adding Tucson Personal Injury Lawyers to the firm, as well as adding offices in Colorado including Denver Personal Injury Lawyers and the surrounding cities such as Colorado Springs.
Types of Cases We Handle:
We also have a team of attorneys that have experience serious injury cases such as car accidents, wrongful death and truck accidents. We also have experience handling more complex cases such as gas explosions and drug injury cases, such as the Taxotere® Lawsuits.