Homeowners Insurance Claim Lawyers in Dallas
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If you’ve experienced a painful injury on a Dallas property, it’s crucial to retain legal help skilled in personal injury liability with homeowner insurance claims in Dallas. Texas laws are very specific when it comes to homeowner insurance claims and you might not get the compensation that is proportionate to your injury without legal counsel.
There are several instances in which you might not receive adequate compensation for your injury or suffering:
- The Dallas homeowner might not have insurance or have enough coverage on Dallas homeowners insurance for the claims to be paid.
- Insurance companies are looking out for their own bottom line. They want to increase revenue by paying as little out in claims as possible. They are not interested in giving you adequate compensation, even if it is deserved.
- The responsible owner of a Dallas property (especially vacant properties) could be hard to track down.
Dog Bite Claims
The Centers for Disease Control and Prevention found that a dog bites, on average, over four and a half million people each year. According to Time magazine, dog bite claims payouts increased more than 50% since the turn of the century totaling $489.7 million in 2012.
Knowing the insurance industry like we do, it’s likely that $489.7 million is far less than what should have been paid out. If a dog has attacked you and the insurance company is attempting to settle the claim for an amount that is well below the pain and suffering you have experienced, contact our office today.
Slip and Fall
Slip and Fall is another common homeowner claim that comes across an adjuster’s desk. If the negligence can’t be disputed, they might pay up to the amount of medical payment coverage on the policy but then try to convince the victim there is no more coverage for the injury. Med Pay coverage often only has $1000-$3000 as a limit.
However, as a victim of a slip and fall on a Dallas homeowner’s property, you may be entitled to the personal liability limits which can be as high as $1 million or more. Obviously, if negligence on the part of the homeowner can be proven, an authority in the field of personal injury and personal liability can go beyond the insurance company and sue the homeowner for additional expenses, pain and suffering, treatment, therapy, lost wages, and any disabilities that might have ensued.
Additionally, the insurance company can simply assert the claim is denied because the cause is excluded in the policy terms. Perhaps the homeowner owned a breed of dog that is excluded from coverage. Maybe there is an exclusion for coverage for anyone on the property without permission from the homeowner.
Speaking to a highly qualified attorney in the area of personal injury will provide you with the best possible outcome and it won’t be left to the whim of a desk jockey in the insurance claims department. Call our office today to schedule your consultation with a Personal Injury Attorney.
