Construction Accidents and Workers’ CompensationLast updated on: September 15, 2022
Construction accidents can happen in a lot of different ways. With as many moving parts as there are on a site, it’s not out of the ordinary to see a cable break or a faulty walkway assembly that leads to a fall and injury. If this is the case, you may need the help of an experienced personal injury lawyer to help get you the compensation you deserve for your physical injuries, emotional distress, and more.
If you have been injured in a construction accident, call a Zinda Law Group attorney today at (800) 863 5312 to set up your free initial consultation. As always, you do not have to worry about paying us unless we are able to win you compensation in your case. That is our “No Win, No Fee Guarantee.”
What is Workers’ Compensation?
One important factor you must consider after being injured in a construction accident is workers’ compensation insurance. Workers’ compensation is a type of insurance program that provides workers with compensation if they suffer an injury while on the job. Usually, this means that you cannot take your employer to court for your injuries, although you may still be able to sue a third-party, depending on the facts of your case. Specifics of workers’ compensation benefits may include:
It is important to understand that workers’ compensation doesn’t always cover the full scope of your injuries. While it may cover your medical bills, some of your lost wages, retraining costs, compensation for permanent injuries, and benefits to survivors, workers’ compensation doesn’t give you any money for pain and suffering or impairment. Which is another reason why it’s so important to acquire an attorney so quickly as important documents and pieces of evidence can be misplaced and forgotten.
Temporary disability payments are typically gained when the injured individual is forced to take time off of work due to their injuries. The maximum and minimum payments are typically related to the pay rate and will vary from state to state.
For example, in Colorado, you may receive Temporary Total Disability, which is paid at two-thirds of your average weekly wage every two weeks; only if your doctor takes you completely off work or gives you restrictions that your employer cannot accommodate.
In the same state, you may also receive Temporary Partial Disability, which is determined by subtracting the amount you are currently being paid from the amount you would have been paid if you had not suffered injury, only if you are able to return to work but are not earning your normal pay or working your regular hours.
Permanent disability payments are typically gained when the injured individual suffers from a permanent work-related injury. The amount of permanent disability the victim will receive will depend on his or her lost earnings.
For instance, in New Mexico, you may receive Permanent Partial Disability, which is based on the worker’s impairment rate, as well as other factors. The compensation amount will also depend on the nature of the injury and the body part(s) affected.
In the same state, you may also receive Permanent Total Disability, which provides lifetime benefits to the victim at his or her weekly compensation rate. The victim, however, must have suffered a severe brain injury or the permanent or total loss of use of both hands, arms, feet, legs, eyes, or any two of the aforementioned body parts.
Lastly, if the victim suffered from an injury that prevented him or her from returning to the victim’s former job, they may be able to receive assistance in getting another job through workers’ insurance benefits. This benefit is referred to as vocational rehabilitation and typically has a maximum monetary limit. Further, the monetary amount may be replaced by a modified job offer by the victim’s employer.
As you can tell, workers’ compensation laws will vary drastically depending on the state in which you work, so it is important to contact an experienced personal injury lawyer in your area to discuss the specifics of your accident. If you’ve been injured while on the job, contact Zinda Law Group today.
What Types Of Construction Injuries Qualify For Workers’ Compensation?
After you have been injured on a jobsite, you may find yourself asking whether your injuries will qualify you for workers’ compensation. Although each case is different, the common causes of construction injuries that may qualify for workers’ insurance include:
- Overloaded electrical circuits
- Falling objects
- Caught or stuck in-between equipment
- Collapsed structures or scaffolding
- Improper safety equipment
- Hazardous chemicals
- Electrical fires
- Defective or damaged equipment
In addition, commonly covered construction work injuries may include, but are not limited to:
- Traumatic brain injuries
- Spinal cord injuries
- Head injuries
- Broken, or fractured, bones
- Hearing loss
Whether or not your injuries qualify for workers’ compensation will depend on the facts of your specific accident. For this reason, it is important to contact a knowledgeable attorney as soon as possible. If you have been injured in a construction accident, contact Zinda Law Group today.
What To Do If You Are Injured In A Construction Accident
It is also important that you understand what steps to take after you have been injured in a construction accident. This may not only help to keep you safe but may also aid you in your future construction accident lawsuit. These steps are:
1. Seek immediate medical attention.
2. Report the accident to your employer.
3. Collect important information.
4. Create a written report.
5. Contact a personal injury attorney.
If you have any other questions regarding what to do if you are injured in a construction accident, call Zinda Law Group today.
Need Help? Contact Zinda Law Group Today
Construction accidents can occur for a multitude of reasons. For example, falling debris or equipment may hit a worker, causing a traumatic brain injury and thousands of dollars in medical bills. In this situation, it is imperative to seek immediate medical attention and contact an experienced attorney to aid you in your workers’ compensation case.
After a construction injury, one of our personal injury attorneys at Zinda Law Group can help discuss your case and guide you through the entire legal process. Call a Zinda Law Group personal injury attorney today at (800) 863 5312 to set up your free initial consultation. Further, you do not have to worry about paying us a thing unless we are able to win you compensation in your case. That is our “No Win, No Fee Guarantee.”
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