Last updated on: October 28, 2022

Car accidents can inflict long-term hardship onto the life and livelihood of a victim. If you were involved in a car accident and you carry AAA insurance, you may be entitled to compensation from AAA.

AAA is a personalized insurance company that provides a variety of coverage options to its clients. Because dealing with AAA and its filing process may be difficult for first-time filers, a car accident settlement attorney may be helpful for getting adequate retribution for your injuries.

If you have been injured in a car accident, contact Zinda Law Group today at (800) 863 5312 for your 100% free consultation. You will not pay us anything unless we are successful in winning your case.


AAA, or the American Automobile Association, is a company of motor clubs throughout North America. This privately held not-for-profit national member association and service organization has over 60 million members in the United States and Canada. AAA provides various services to its members, including roadside assistance and insurance coverage.

AAA offers a variety of membership plans so that you can choose the one that is best for you. Members can choose between basic, plus, premier, or other membership offerings. Many plans include towing and lockout services in addition to all other AAA membership benefits. Potential members can also use AAA’s online tools to get free insurance quotes and estimates.


Like many other insurance companies, the first step to receiving compensation for your injuries is to file a claim with AAA itself. Insurance is designed to protect drivers financially from devastating accidents. When these accidents do occur, victims can submit a claim through the appropriate insurance company. Through this claim, you are essentially asking your insurance provider to cover and pay for your expenses as promised.

According to AAA itself, the filing process has a few different steps and utilizes technology-based platforms. 

Insurance claims can be filed on AAA’s mobile application, website, or through the telephone. If you feel you have a claim with AAA and want to file, you must first begin by contacting the insurance company to find out whether you are covered and the deadline for filing your claim. During this conversation, be sure to ask about the documentation needed for filing, including any required estimates or reports.

Afterwards, you should complete your claim forms and submit it through your chosen AAA avenue. Make sure to include any documentation your insurer requests. After you submit your claim, it will be reviewed by a claims adjuster to make sure that your damages are covered by your policy.

If your claim is approved, a claims adjuster will determine the payout due to you and you will receive a payment. Your first payment may simply be an advance of the total amount owed to you, as you may receive this payout in multiple payments.

If you have been injured or sustained property damage during a car accident, you may want to contact a personal injury lawyer near you before accepting any AAA settlement offer. Insurance companies may invertedly take advantage of your inexperience and offer you a less-than-favorable offer to make you settle. If you accept a settlement offer and then later find out that you could have received more, you may be left with an unsatisfactory amount to cover your damages.


While proceeding to trial may be the ideal avenue for redress in some cases, many car accident victims choose to settle with their insurance companies outside of court. If you are interested in settling your AAA car accident claim, an attorney may be able to help you. This is because experienced car accident settlement lawyers know how to do the following things:

  • Determine Fault: Determining fault is a critical step for those who wish to seek redress for their injuries and damages. Different states use various statutes with specific rules for determining who is responsible in an automobile collision. Some states have “at-fault” statutes, while others utilize “no-fault” ones. The fault allocation of your case may be different depending on what type of jurisdiction the accident occurred in.
  • Assess Your Damages and Options: Although there are some generic factors to consider when determining your damages, the calculation itself may still prove to be difficult for individuals unfamiliar with the insurance system. A car accident attorney may be able to help you seek many different types of damages from AAA, including uncommon ones.
  • Navigate the Filing Process: As previously explained, AAA has a specific process for filing an insurance claim with their company. Even if you are not a customer of AAA, you may be forced to deal with their extensive filing procedures if you were involved in an accident with another driver covered by AAA. An experienced personal injury attorney may be able to help you speed up this process by completing and submitting your paperwork in a timely manner.
  • Potentially Negotiate a Fair Settlement: When dealing with AAA and other large insurance companies, experience and knowledge is extremely important, especially when attempting to negotiate a fair settlement. An experienced lawyer may be able to assist you in conducting negotiations with the insurance company to help you seek a fair settlement amount.

Filing a claim with AAA can be difficult for first-time filers. If you are new to AAA and its filing procedures, you should contact an attorney to help you through the process


Car accidents can impose serious hardship onto a victim and their livelihood. These accidents often involve high stakes and substantial dollar amounts. Car accident settlements may also involve intensive fault allocation and legal analysis.

If you have been involved in a car accident, you should contact a lawyer who handles AAA car accident injury settlements as soon as possible. An experienced attorney may be able to help you seek legal recourse for any damages related to the car accident and negotiate a fair settlement with AAA.

At Zinda Law Group, we have the knowledge and resources necessary to help you pursue the highest compensation possible. Zinda Law Group may be also able to provide you with personalized and quality consultation about the specifics of your legal claim.


Unfortunately, there is no set time limit for settling AAA insurance claims. The amount of time it takes to settle your claim will depend on many factors, including the complexity of your case, the extent of your injuries and property damage, and the insurance company’s willingness to negotiate fairly. This process may take anywhere from a few months to a few years.

For more information about how long it may take to settle your AAA insurance claim, contact Zinda Law Group today. Our team can investigate your case and may be able to provide you with a more realistic timeframe.


Every car insurance claim is unique, which means there is no set time to reach a settlement. The overall process can take a few months, a year, or longer, depending on the complexity of your specific case. Your personal injury attorney at Zinda Law Group can investigate your case and provide you with a better time frame for reaching a settlement with AAA.


Call a Zinda Law Group personal injury attorney today at (800) 863 5312 to set up your free initial consultation. You do not have to worry about paying us anything unless we are able to win you compensation in your case. That is our “No Win, No Fee Guarantee.”