Insurance companies are often a reality of dealing with a personal injury claim. Sometimes, because of the involvement of insurance companies and agents instead of judges and the court system, an individual involved in a personal injury claim may feel that a lawyer is not needed and the insurance company can be dealt with directly. However, this could actually be very harmful to your personal injury claim.
Having an experienced lawyer on your side can be the difference between a successful and an unsuccessful personal injury claim. If you or a loved one has been involved in an accident, contact the lawyers at Zinda Law Group today for a free case consultation.
1. They do not have your best interests in mind
Any insurance agent you speak with may be friendly and pleasant to speak to, and may tell you that the insurance company wants to settle the matter quickly. However, remember that insurance is a business, and like every other business it must make more money than it spends to survive. If insurance companies paid high settlements to everyone who filed a claim, they would not make any money.
Insurance companies are not on your side when you are pursuing compensation; they will always be trying to protect the best interests of their company. If you have a personal injury lawyer, there will be an expert on your side looking out for what is best for you and protecting your interests.
Your personal injury claim is not important to an insurance company, but it is very important to you. The accident you were involved in has impacted your life in a serious way that any insurance adjuster you speak to will not be able to appreciate. Their objective is to preserve the bottom line of their company, regardless of the cost to your well being.
When you have a lawyer representing you, his objective is to get you compensation and advance your claim. When your lawyer is working on a contingency fee basis, you can be even more confident that he is working for you and your interests because he only gets paid when you get paid, so your goals are perfectly aligned.
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2. Most clients don’t have the experience
Because insurance companies would like to pay you nothing or as little as possible, insurance agents are trained in ways to get you to admit fault or otherwise reduce the amount you could be compensated.
Insurance companies use numerous tactics to accomplish this, including requesting medical authorization in order to have access to your medical records. You may be led to believe this will help resolve your claim faster, but in fact when insurance companies have access to all of your medical records, they may try to reduce or eliminate your claim by arguing that your injury from the accident in your personal injury suit was actually caused by something else in your medical history.
No matter how intelligent or sophisticated a client is, if they have not dealt personally with insurance companies, it can be difficult to navigate around the tactics they use to avoid payment.
3. Legal representation sends a message
Insurance companies generally prefer to deal with individuals who do not have legal representation because they hope they can use your lack of experience with their tactics in order to reduce your claim. Retaining experienced legal representation will safeguard you from these tactics by preventing you from dealing with the insurance company directly, but it also sends a message to the insurance company that you are serious about pursuing your claim and will use the avenues available to you to pursue compensation.
4. You Can Take Control Of Your Case
When you are attempting to receive compensation from an insurance company, it can often feel as though they have all the power. However, that isn’t true—your evidence and argument also has weight in any future legal proceeding. Insurance companies, like most entities, would like to avoid going to trial as much as possible because of the time and expense involved.
The advantages in your case will depend on your particular circumstances, but if you have a lawyer, he will be aware of them and know how to use the information of the case to your advantage and not the insurance company’s. This can leave you feeling more in control of what is happening with the case, instead of just being at the whim of the insurance company.
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Need Help? Contact Zinda Law Group Today
Many people do not want to obtain a lawyer when dealing with an insurance company because the prospect is daunting. Legal representation can mean dealing with exorbitant fees for a result that is never guaranteed. It may seem easier just to deal with the insurance company yourself.
However, being represented by an experienced personal injury lawyer will make a drastic difference in your case. A lawyer communicating with insurance companies on your behalf will be aware of the tactics insurance companies use to reduce or reject claims and can avoid them, ensuring that you have the best possible chance of recovery. At Zinda Law Group, our personal injury attorneys operate with a No-Win, No-Fee Guarantee, which means that you will only pay if you receive a favorable settlement—otherwise, you pay nothing. Contact Zinda Law Group today for a free case consultation.