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If you have ever listened to the radio or watched television commercials, chances are you know about Progressive Insurance. Progressive Insurance is one of the largest insurance companies in the country and provides insurance to people all across the US. Progressive may make it seem that they are easy to deal with, but when you are reaching out to them after an accident, they are certainly not. For this reason, make sure you are aware of the common strategies used by Progressive or reach out to an experienced attorney who is.
Negotiating an Injury Claim with Progressive
If you have been injured in an accident of any kind, it is quite likely that you will have to deal with an insurance company. Due to the size and popularity of Progressive, it is also likely that at least one of the insurance companies involved is Progressive itself. If you find yourself having to negotiate with Progressive, it is important to be aware of some common tactics that an insurance company such as Progressive employs during negotiations. Large insurance companies will try to minimize your claim, but if you deploy some strategies, you may be able to obtain a better settlement. This article will further explain some strategies you should consider using if you find yourself having to negotiate with Progressive over an insurance claim.
Document as Much as Possible
When dealing with an insurance company such as Progressive, it is important to document as much as possible throughout the entire process. This includes documenting information from the scene of the accident as well as documenting information while negotiating with a representative from Progressive. At the scene of the accident, you should try and take as many pictures as possible as well as reaching out to any witnesses of the accident. Be sure to keep all of this information in an easily accessible location so that you can use it when dealing with Progressive directly. It is also important that you document any conversations that you have with Progressive. Remember that Progressive is in the business of making money, so they will almost certainly use strategies to pay out as little as possible on your claim. By keeping a record of the conversations, you may find yourself less open to these types of tactics.
Determine a Minimum Settlement Amount
Before you even begin negotiations with Progressive, it is beneficial to calculate a minimum settlement. Use the costs associated with any repairs or medical expenses you incurred due to the accident. Keep this number to yourself and use it as a bottom line when discussing potential settlements with Progressive. Do not allow yourself to be taken advantage of and keep this number in mind throughout the entire process.
To try and get a more accurate estimate of the costs associated with your case, you may want to consider reaching out to an experienced personal injury attorney who has dealt with Progressive in the past.
To learn more about determining the value of your settlement, view our Personal Injury Settlement Calculator.
Keep Your Story Straight
Before getting in touch with an insurance company such as Progressive, you should make sure your account of events is as accurate as possible. Try to reach out to witnesses of the accident and document what they have to say about the accident as well. Attempt to write down your viewpoint of the accident. This should prove extremely helpful for when you reach out to Progressive and their agents begin questioning every little detail of the accident. Do not let yourself get caught off guard by constant questions, be prepared. It is always better to be over-prepared rather than under-prepared.
Get Help from Our Experienced Personal Injury Lawyers
Ultimately, one of the best moves you can make when dealing with Progressive is to reach out to an experienced personal injury lawyer. Be sure to reach out to a lawyer who has dealt with Progressive in the past and knows the tactics and strategies that they regularly use. By speaking to an experienced personal injury lawyer, you may find yourself on a level playing field with Progressive.
Haggling with an insurance adjuster is certainly something no one wants to have to do. Always remember that you never have to go through this process alone. The personal injury attorneys of Zinda Law Group may fight for you every step of the way. Call Zinda Law Group at 512 246 2224 for a free case evaluation. If we do not win your case, you will not owe us anything.
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