El Paso Uber Accident Lawyers
Call (800) 863-5312 to Speak with an El Paso Uber Accident Attorney for Free
Uber has become increasingly popular over the past few years, providing an alternative to taxi cabs and providing transportation in locations that have very few, if any, taxi cabs. Lyft is a similar ride-sharing company that has many of the same conveniences as Uber.
However, along with convenience comes the risk of being injured if you are involved in an accident. While accidents can happen at any time regardless of whether an Uber driver is involved, the aftermath of an Uber-related accident can be much more complicated, as the company itself and the driver may be found responsible for any injuries resulting from an accident.
If you or a loved one has been injured in a crash involving an Uber, Lyft, or other rideshare service, call Zinda Law Group at (800) 863-5312 for a free consultation with an experienced Uber accident lawyer in El Paso.
What Accident Victims Should Know About Uber Accidents
If you are involved in an accident, the first thing you should do is seek medical attention. Car accidents often result in serious injuries. Sometimes these injuries may not be immediately obvious, such as internal injuries. Seeking medical attention will also create documentation of any injuries you may have sustained in the accident, which may help you seek compensation.
After securing medical attention, you should collect details and evidence surrounding the accident. You should also collect contact information from any witnesses to the accident. Further, you should obtain the contact and insurance information of the drivers involved in the accident. If possible, try to take photos or videos of the vehicles and the scene of the accident, as well as of any other potential factors that may have contributed to the accident such as roadway hazards.
The nature of services like Uber can make pursuing compensation in these situations complex and challenging. You should consult an experienced El Paso accident attorney to help you seek compensation.
What Are My Options?
If you have been injured in an accident involving an Uber vehicle, you may have the ability to file a personal injury lawsuit or file an insurance claim to recover for any personal injuries sustained in the accident. However, you must be able to prove that your injuries were caused by the accident, regardless of whether you were a driver or passenger of another vehicle involved, a passenger of the Uber vehicle, or a pedestrian.
In the past, injured individuals did not have as many options to recover for personal injuries aside from filing a lawsuit or insurance claim against the driver of the Uber vehicle, or filing an insurance claim with his or her own insurance policy.
Today, rideshares like Uber have liability coverage that can cover the accident if it is proven that a person’s injuries were the result of an accident involving a rideshare driver. But it is important to keep the following information in mind as each accident may be treated differently based on different facts and circumstances.
Uber Insurance Coverage at Different Points in the Ride
The amount of coverage offered by Uber is dependent on which stage of service the accident occurs during. There are three stages of service:
1. The Uber App is Off or Inactive
If an Uber driver is driving while the Uber app is off or inactive, they are considered to be using their vehicle for personal reasons not affiliated with the Uber ride-sharing service. If they are involved in an accident during this stage, Uber does not provide any coverage for the driver. The driver must have their own personal insurance for coverage during this stage. Uber drivers are required to have such personal insurance coverage.
2. The Uber App is On, Driver Is Idle and Waiting for a Pickup Request
If the Uber driver has the app active and is waiting for ride requests, they are considered to be using the vehicle for ride-sharing purposes. During this stage, if the Uber driver is involved in an accident and it is determined that they are at-fault, Uber does provide some coverage.
Uber's coverage for such accidents includes liability coverage of $50,000 per person, $100,000 total for the accident and an additional $25,000 for property damage. This coverage is only available if the driver’s personal insurance does not offer coverage of equal or greater value. However, the coverage provided by Uber does not cover property damage or medical costs for the Uber driver.
3. The driver Accepts a Ride Request and is In Route to Pick Up the Passenger, and From When the Passenger Enters the Vehicle Until They Exit the Vehicle
Once the Uber driver accepts the ride request and until the passenger exits the vehicle, Uber provides a minimum of $1 million per accident in liability coverage for both the driver and passenger. This covers damages to another driver, passengers, pedestrians, and property. During this stage, Uber also provides coverage in the event the driver at-fault is uninsured or underinsured, with a minimum of $1 million dollars for bodily injury.
The driver is also eligible for contingent and comprehensive coverage if they have a personal collision insurance policy. The coverage is limited to the cash value of the vehicle and includes a $1000 deductible.
Overall, the process for determining what your legal rights are in the event you or a loved one suffers injuries from an Uber-related accident can be extremely difficult and confusing. Therefore, any consideration of legal action should be discussed alongside an experienced El Paso personal injury and car accident attorney.
Who Can Make a Claim
Passenger Injured While in an Uber
As a passenger in an Uber involved in an accident, you may be entitled to compensation for your injuries or damages caused by the accident. In most cases, you may file a claim against the at-fault driver. However, if the at-fault driver is not the Uber driver, and the at-fault driver does not have insurance or the coverage provided is not enough to cover your damages, you may be able to file a claim against Uber’s uninsured motorist coverage.
If the Uber driver is at fault, you may be able to seek compensation from Uber’s liability coverage. However, it is important to remember that since Uber typically claims its drivers are not employees. This may make it more difficult to pursue a claim against Uber, even if the Uber driver was behaving negligently, such as driving while intoxicated.
Uber Driver Injured by Another Vehicle
An Uber driver who is injured in an accident where the other driver is at-fault may often file a claim with the at-fault driver’s insurance. If the at-fault driver is uninsured or underinsured, an injured Uber driver may instead file a claim with their personal insurance in most cases.
However, if the insurance limits are insufficient in covering the costs related to your injuries or damages, you may be able to file a claim against Uber. Your ability to do so is typically dependent on the stage of operation at which you were operating at the time of the accident. Uber’s coverage generally only applies if the driver was en route to pick up a passenger or the passenger was already onboard. Uber’s coverage does not typically cover Uber drivers if the app is off or the app is on, and they are idly waiting for a ride request.
Pedestrian Hit by an Uber Driver
A pedestrian hit by an Uber driver will generally only be able to file a claim against the driver’s personal insurance unless the driver was transporting a passenger. Even if the Uber driver has the app on and is awaiting a request, Uber will claim that the driver is not an employee of Uber and that Uber thus has no liability in the matter. If the Uber driver is carrying a passenger, however, the pedestrian may be able to file a claim against the Uber liability coverage.
Hit by an Uber While Driving
If your vehicle is hit by an Uber driver, your claim may be dependent on the status of the Uber driver. If the Uber driver has the app turned off, you may only be able to file a claim against the driver and their personal insurance coverage. If the driver had the Uber app on and was waiting for a ride request, you may be able to place a claim against the driver and their personal insurance coverage.
Our El Paso Uber Wreck Lawyers Can Help
Injuries sustained from being involved in a car accident can make a road to recovery very difficult, physically, mentally, and financially. At Zinda Law Group, our El Paso rideshare accident lawyers have helped thousands of crash victims get their lives back on track after suffering an injury. We have the knowledge and resources necessary to help you pursue maximum compensation for medical bills, lost wages, pain and suffering, and much more. And as one of our clients, you will pay nothing unless we win your case. That's our no-fee guarantee
If you have suffered injuries from an accident involving an Uber, Lyft, or similar service, call Zinda Law Group at (800) 863-5312 for a free consultation with one of our skilled Uber accident lawyers in El Paso. Meetings with attorneys are available by appointment only.